40932 MAXWELL ROAD, Umatilla, FL, 32784 | $304,900

Welcome home to this charming 3-bedroom, 2-bath residence nestled in a peaceful country setting (no HOA!), offering the perfect blend of comfort and privacy, yet is still just minutes to downtown Umatilla. Situated on a spacious . 34-acre lot, this light-filled home features vaulted ceilings and an open-concept floor plan that creates an inviting atmosphere for everyday living and entertaining. Bring your boat, your RV, whatever toy you have because there’s NO HOA to deal with! Enjoy peace of mind with a newer roof (2020), newer water heater (2023), and a NEWER AC (2024). The spacious primary suite features elegant tray ceilings, private French doors leading to the screened porch, and an en-suite bath featuring a generously sized walk-in shower. Step outside to your private screened porch, where you can relax and enjoy the tranquil surroundings with no rear neighbors. The property also features a fireplace in the family room, CITY WATER, generous kitchen counter space, a slightly oversized garage, an INSIDE LAUNDRY ROOM with a convenient deep utility sink, and a storage shed (with power) that’s perfect for tools, lawn equipment, or additional storage. If you’re looking for a move-in-ready home that offers modern updates, privacy, and the serenity of country living, this one is a must-see!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 2001
  • Garage: 2-car Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,485
  • Acreage: 0.34
  • Est. Taxes: $1,776
  • Lot Desc: In County, Landscaped
  • Elem. School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: O6423899
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6423899/40932maxwellroad_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/12/2026 1:58:51 AM)
Listing courtesy of VALENCE REALTY GROUP   Phone: 407-797-5034

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

40932 MAXWELL ROAD, Umatilla, FL, 32784

$304,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $243,920 $243,920 $243,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $148 $148 $148
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,482 $1,540 $2,026
Total Monthly Payment $1,705 $1,763 $2,249

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.