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Welcome to 9 Hamlin Ave! This spacious 5-bedroom, 2-bath Hi-Ranch offers endless possibilities and has been thoughtfully updated throughout the past 10 years. Featuring new flooring and an extensive amount of flexible living space, this home is ready to accommodate a variety of lifestyles. The main level offers a 4-year-young kitchen with newer appliances, a formal dining room, a spacious living room, 3 generously sized bedrooms, and an updated full bath. Major updates include a roof and boiler that are approximately 10 years young, vinyl siding (2 years) and leased solar panels that provide peace of mind on energy costs. The lower level includes 2 bedrooms, an updated full bath, closet storage, an additional room for extended living or guest space, and an outside entrance to the backyard for added convenience. Set on a huge property, the backyard offers unlimited potential for entertaining, recreation, or creating your own private outdoor space. Additional features include Central Air Conditioning on the main level, a security system, exterior Vivint cameras that will remain, a recently redone front stoop, and extra bricks being left for the new owner to complete driveway improvements. Conveniently located in the West Babylon School District and convenient to parks, shopping, public transportation, and major highways, this home combines space, updates, and excellent opportunity all in one.
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Our Executive Mortgage Banker:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $1,057 | $1,057 | $1,057 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,398 | $3,535 | $4,644 |
| Total Monthly Payment | $4,547 | $4,684 | $5,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.