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Welcome to BayTree, one of South Mount Pleasant's best-kept secrets, where an unbeatable location meets exceptional flexibility. Tucked away on a quiet cul-de-sac in an X Flood Zone, this charming townhome offers the rare opportunity to own with no HOA, no regime fees, and short-term rentals permitted--an increasingly hard-to-find combination just minutes from Charleston's most desirable destinations. Life here is all about convenience. Hop on your golf cart or take a short walk to Shem Creek's renowned waterfront restaurants, including Shem Creek Bar & Grill, browse Trader Joe's and nearby shopping, or enjoy the countless dining and entertainment options that make South Mount Pleasant one of the Lowcountry's most sought-after places to live. Inside, the thoughtfully designed 1, 512-square-foot floor plan offers an open and inviting main living area filled with natural light. The kitchen features granite countertops, generous cabinet space, and flows seamlessly into the dining and living areas, making everyday living and entertaining effortless. A convenient powder room and separate laundry room complete the first floor. Just beyond the living space, a versatile flex room is ideal for a home office, playroom, or additional sitting area and opens to a private, fully fenced backyard patio--perfect for grilling, relaxing, or entertaining guests. A storage shed conveys with the property for added convenience. Upstairs, you'll find three comfortable bedrooms and a full bathroom, providing a functional layout for you, guests, or roommates. Recent improvements include brand-new carpet installed within the last month, a water heater approximately two years old, and a privately owned roof replaced approximately seven years ago. Whether you're searching for a primary residence, second home, or investment property, this BayTree townhome delivers an exceptional blend of location, flexibility, and value in the heart of South Mount Pleasant.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,426 | $2,523 | $3,315 |
| Total Monthly Payment | $2,501 | $2,598 | $3,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.