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Craftsman's touches everywhere in this stunning Block Home located in the Intracoastal Hammock area of St. Aug. Shores - a canopy of timeless oaks, palms and magnolias. There's a long list of updates here: enter into the Living Room and you're greeted by beautiful engineered light wood floors that continue throughout the home, a huge skylight brings abundant light from the Living Room into the open Kitchen/Dining area, the main bedroom is completely renovated with beautiful custom built-in shelving, a large walk-in closet and this bath is gorgeous - featuring an extra large shower. The Kitchen is amazing - concrete counters, beautiful cabinets, Stainless Free-Standing Hood and a Pantry Cabinet. Outside - the yard is custom fenced on front ans sides and even the soffit is tongue in groove (versus cheap paper product). Roof is new. Home is guttered. So much Custom Woodwork and Cabinetry it's like a staged Model Home but it's simply elegant and, what you see in the photos, is what you get when you look at it for yourselves. The HOA is less than $35/mo. St. Aug. Shores has unmatched Community Amenities - 13, 000 SF Riverview Clubhouse (recently renovated) on a 15 Acre Intracoastal Parcel, Pool/Cabana, Fishing Pier, Canopied Party Space, Playground, Golf (Public 18-Hole), Tennis/Pickleball, Disc Golf, RV/BOAT Parking, miles of sidewalks, beautiful lakes and the 36 Acre "Canopy Shores" County Park adjacent to the Riverview Club.
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Our Executive Mortgage Banker:
Our Insurance Division:
$367,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $294,000 | $294,000 | $294,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $330 | $330 | $330 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,786 | $1,856 | $2,441 |
| Total Monthly Payment | $2,191 | $2,261 | $2,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.