|
Presented by
Jeannie McGearty |
Ideally located in a popular guard gated 55+ community, with over 2000 sq ft. of contemporary style golf living on the 7th tee box looking down the fairway, sits 4010 Hammersmith a rare and beautiful St James. This home combines the finest finishes with multiple upgrades. This exquisite 3 Bedroom 2 Bath with a Florida Room can adapt to any lifestyle. With Luxury Vinyl and Porcelain Tile, and large windows, this home offers an open, airy floor plan with lots of natural light for your enjoyment and that is perfect for entertaining family and friends. As you walk through the front door you will be greeted with a spacious great room and formal dining room graced with high ceilings and crown molding. This open, bright, and spacious great room, is combined with a Florida room with plantation shutters that overlooks the golf course. As you move on the modernized updated spacious kitchen you will find an abundance of wood cabinets, quartz counter tops, and backsplash. The kitchen is also updated with slate stainless-steel appliances, refrigerator, dishwasher, & microwave. Off of the Kitchen you will be pleased to see a large eat in area large enough for a hutch or a buffet for entertaining guests while enjoying the golf course views which is perfect for great conversations. The den/office/study has a closet and can be used as a 3rd bedroom if needed. The bright spacious primary bedroom with soft lighting creates a soft ambiance and has views of the Golf Course. Escape to a relaxing retreat within the ensuite with his and her sinks, and separate tiled walk-in shower. The ensuite has an abundance of cabinet space in the bathroom. The spacious primary bedroom is graced with 2 large walk-in closets. The owner has gone to the expense of enlarging one of the walk-in closets. The generously proportioned guest room is perfect for hosting family and friends. The spacious 2nd Bath is strategically placed close to the 2nd bedroom for your guest convenience. Escape to the beautiful screened lanai with Sun Setter motorized awning those relaxing quiet nights. This updated golf course home boasts 6 New Windows across the back. AC 2017, Roof 2014, Hot Water Heater 2 or 3 years old, pull-down attic stairs, wash tub, partial gutters, and lightning rods. Kings Ridge enhances easy shopping by driving your golf cart to Publix, Restaurants, Salons, Pet Supply and Groomer, Liquor Store, Banking, Gas Station, Pizza, and Ice Cream! Discover the epitome of comfortable active lifestyle living in Kings Ridge. Kings Ridge boasts 2 Golf Courses, 3 Pools, Hot/Cold Tubs, Dry Saunas, Steam Rooms, 2 Gyms, Tennis Courts, Pickleball Courts, Bocca Ball & Shuffleboard, and Basketball Courts. The Multi-Million-Dollar Club House, is the heart of activities with Entertainment, Dances, Social Events, Games, Travel Clubs, etc. The monthly maintenance fees include lawn care, home phone, maintenance and trimming of shrubs, irrigation and replacement of sprinkler heads, basic cable TV and internet, and road maintenance, and exterior painting every seven years. WELCOME TO A WELCOMING HAVEN CALLED HOME!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.248.4333
Jeannie.McGearty@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $198 | $198 | $198 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,138 | $2,222 | $2,922 |
| Total Monthly Payment | $2,411 | $2,495 | $3,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.