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^NEW ROOF BEFORE CLOSING^ ~2025 HVAC~ ~TURNKEY W/YAMAHA GAS GOLF CAR INCLUDED~ Welcome to this charming cozy COLONY Patio Villa in the Village of HEMINGWAY, MARGAUX VILLAS, offering a wonderful combination of privacy((backing to a fence), low-maintenance living and CONVENENCE. Step inside to HIGH VAULTED ceilings, OPEN FLOORPLAN and LAMINATE flooring throughout (except the wet areas. ) The living room is LIGHT & BRIGHT, while the kitchen offers CARAMEL cabinetry, laminate countertops, closet PANTRY and INDOOR LAUNDRY! The spacious primary suite features VAULTED ceilings, WALK-IN CLOSET and en-suite bath with a walk-in shower, laminate countertops and solar tube. Guests will enjoy the comfortable 2nd bedroom with laminate flooring, ceiling fan and built-in closet. The guest bath features a linen closet, fiberglass tub/shower combo and laminate countertops. Relax or socialize in the front SCREEN LANAI, or on the side patio. This Colony villa is the perfect opportunity to enjoy comfortable Florida living Fulltime, seasonally or as an INVESTMENT Property. This home is perfectly located between LAKE SUMTER LANDING and BROWNWOOD SQUARES as well as Havana, Mallory and Cane Garden Country Clubs, a plethora of Championship & Executive golf courses and Pool & Recreation Centers. Centrally Located between Shopping, dining & medical At COLONY PLAZA OR TRAILWINDS PLAZA. LOW BOND BALANCE.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.640% | 5.952% |
| Monthly Tax Payment | $195 | $195 | $195 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,515 | $1,992 |
| Total Monthly Payment | $1,707 | $1,785 | $2,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.