440 Haymaker Road, Charlotte, VT, 05445 | $1,200,000

Set on 5 private acres with sweeping Western Adirondack views, this exceptional estate by J. Graham Goldsmith Architects offers timeless design, quality craftsmanship, and an unmatched Vermont setting. The home was thoughtfully positioned to take full advantage of natural morning and evening light, framing mountain vistas from all main first-floor spaces and three of the four bedrooms. The beautifully landscaped grounds feature a newly resurfaced bluestone gravel driveway, a new erosion-control culvert, and direct access to the babbling Kimball Brook. Inside, the granite kitchen flows effortlessly into a sunny breakfast nook by the large three-season porch. Everyday living is effortless with a spacious family room, formal dining room, dedicated first-floor office, and an inviting living room centered around a cozy woodstove insert. A radiant-heated mudroom adds essential comfort. The second level features a luxurious primary suite with a walk-in closet and a private mountain-view balcony. Two additional bedrooms share a Jack-and-Jill bath, while a fourth bedroom enjoys its own en suite. Above the attached two-car garage, a light-filled bonus room with a windowed cupola and extensive carpeted storage offers a flexible space for a playroom or guest retreat. The finished walkout lower level adds a recreation room and three-quarter bath. Extensive fresh interior/exterior paint and a new architectural shingle roof (June 2026) offer peace of mind. Minutes from Charlotte beaches and Point Bay Marina, and a close drive to Burlington, with access to 160 acres of shared trails, this isn't just a home- it’s the quintessential Vermont lifestyle you’ve been waiting for.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full / 3 three-quarter
  • Style: Contemporary,Farmhouse
  • Year Built: 1995
  • Garage: 2-car Garage
  • Heating: Propane,Baseboard,Hot Water,Multi Zone,Wood Stove
  • Cooling: None
  • Basement: Finished,Interior Stairs,Storage Space,Interior Access
  • Approx Sq. Feet: 5,354
  • Acreage: 5
  • Est. Taxes: $14,185
  • Lot Desc: Country Setting,Landscaped,Mountain View,Walking Trails,Abuts Conservation
  • Elem. School: Charlotte Central School
  • Middle School: Charlotte Central School
  • High School: Champlain Valley UHSD #15
  • MLS#: 5099082
  • Website: https://www.raveis.com
    /eprop/5099082/440haymakerroad_charlotte_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/10/2026
Listing courtesy of Nancy Jenkins Real Estate   Phone: 802-846-4888
Listing Agent: The Nancy Jenkins Team

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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440 Haymaker Road, Charlotte, VT, 05445

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.223% 6.058%
Monthly Tax Payment $1,182 $1,182 $1,182
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,376 $5,833 $8,036
Total Monthly Payment $6,683 $7,140 $9,343

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.