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OPEN HOUSE: Saturday 7/11, 11: 00-1: 00.
Opportunity awaits in this 3-bedroom, 2-bath split-level home with a one-car garage, ideally located in Saugerties between the Village of Saugerties and Kingston. Connected to municipal water and sewer, this property offers a convenient location and the chance to create a home tailored to your style.
Set on an oversized 0. 30-acre lot, the property's true highlight is its beautifully established landscape. Lovingly cultivated by the same owner for more than six decades, the grounds feature mature trees, perennial gardens, and plantings that provide color and interest throughout the seasons.
Inside, hardwood floors extend throughout much of the home, with additional hardwood flooring beneath the carpeting in the bedrooms. Important mechanical updates have already been completed, including a brand-new furnace and hot water heater, while the roof and siding are approximately 10 years old.
Bring your ideas and vision to update the kitchen, bathroom, fixtures, and paint colors while enjoying the benefits of a solid home, an oversized lot, and an established garden setting. Whether you're looking for your first home, an investment, or a project with lasting potential, this property offers an excellent opportunity in a convenient Saugerties location.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $528 | $528 | $528 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,774 | $1,844 | $2,425 |
| Total Monthly Payment | $2,377 | $2,447 | $3,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.