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Historic Hill Colonial with Timeless Charm & Endless Potential Nestled on a desirable corner lot in the Historic Hill section of town, this stately Colonial is filled with classic character and ready for its next chapter. A detached two-car garage and beautiful architectural details make this home a rare opportunity. The welcoming kitchen features a charming built-in breakfast nook and convenient desk area, while the formal dining room showcases a beautiful built-in hutch, perfect for entertaining. The spacious living room is centered around a cozy fireplace and flows into a stunning sunroom filled with natural light, creating the perfect place to relax year-round. Hardwood floors lie beneath the carpeting throughout much of the home, preserving its original beauty. A convenient half bath is located just off the kitchen. Upstairs, you'll find three generously sized bedrooms, all with hardwood floors, including a spacious primary bedroom with a large walk-in closet. A full bath completes the second floor. The finished third floor offers a versatile fourth bedroom, home office, artist's studio, or creative retreat. Enjoy the convenience of being within walking distance to downtown, local parks, shops, restaurants, and Eastern Connecticut State University. While this home could benefit from some updating, it offers incredible bones, timeless craftsmanship, and the opportunity to restore a truly stunning Historic Hill gem to its full glory.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 12.0 x 11.0 | Upper |
| Bedroom 2 | Hardwood Floor | 9.0 x 11.0 | Upper |
| Bedroom 3 | Wall/Wall Carpet,On 3rd Floor | 13.0 x 20.0 | Other |
| Dining Room | Built-In Hutch,Hardwood Floor | 11.0 x 10.0 | Main |
| Kitchen | Breakfast Nook,Vinyl Floor | 8.0 x 12.0 | Main |
| Living Room | Fireplace,Hardwood Floor | 11.0 x 20.0 | Main |
| Other | Breakfast Nook | 6.0 x 5.0 | Main |
| Primary Bedroom | Walk-In Closet,Hardwood Floor | 11.0 x 16.0 | Upper |
| Sun Room | Hardwood Floor | 8.0 x 13.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $520 | $520 | $520 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,142 | $1,187 | $1,561 |
| Total Monthly Payment | $1,737 | $1,782 | $2,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.