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Located in the well-established Newington Plantation neighborhood, 78 King Charles Circle is a traditional two-story home set on a spacious, fenced lot with mature trees, inviting outdoor living spaces, and a private backyard pool. Built in 1985, the home offers 4 bedrooms, 2. 5 bathrooms, approximately 2, 350 square feet, and an attached two-car garage. The exterior features a classic brick-and-siding facade, dark shutters, a covered front porch, and a wide front lawn that gives the home a comfortable, established feel. Inside, the home opens to a large foyer with hardwood floors, stained wood trim, classic wainscoting, and wood-cased openings that carry throughout much of the main level. Just off the foyer is a formal dining room with picture-frame molding, chair rail, crown molding, and warm wood detailing. The kitchen offers a spacious eat-in layout with tile flooring, abundant stained wood cabinetry, raised-panel doors, crown molding details, stone-look countertops, stainless and black appliances (refrigerator coveys), a tile backsplash over the range, and a peninsula with casual bar seating. Large windows overlook the backyard, and the adjoining breakfast area keeps the kitchen connected to the main living space. A few steps down, the living room is anchored by a floor-to-ceiling brick fireplace with gas logs, a raised hearth, built-in shelving, hardwood floors, and a two-story vaulted ceiling. Large windows bring in natural light, while the upper-level overlook adds to the open feel of the room. A back door provides direct access to the covered patio and backyard. The main level also includes a half bathroom, and a spacious laundry/mud room with tile flooring, storage cabinets, included washer and dryer, plus direct access to the back patio. Upstairs, the landing overlooks the living room below and leads to all four bedrooms, an office, and the full bathrooms. The office offers a quiet flex space with neutral carpet, stained wood trim, crown molding, clerestory windows, and a built-in desk nook--well-suited for a home office, study, hobby room, or additional storage space. The primary bedroom continues the home's traditional feel with stained wood trim, crown molding, neutral carpet, multiple windows, and private access to the ensuite bathroom. The primary ensuite features a warm wood vanity with generous counter space, a decorative vessel sink, updated lighting, a walk-in shower with glass enclosure and marble-look surround, and an adjoining walk-in closet with built-in shelving and hanging storage. The backyard is one of the standout features of the home. A large brick paver patio extends across the rear of the house and includes a covered seating area, creating a comfortable outdoor living space for everyday use or entertaining. Beyond the patio, the fenced backyard includes a large in-ground pool, generous pool deck, raised deck with Trex decking, landscaped garden beds, mature trees, low-voltage lighting, a garden misting system, and a large 12X16ft utility shed. Other improvements include CPVC plumbing (2002), hurricane-rated windows throughout most of the home, excluding the storm doors and front door sidelight windows (2005), downstairs heat pump (2005), upstairs heat pump (2006), tankless water heater (2011), gas logs (2011), Hardie board siding (2013), roof replacement (2016), pool liner (2021), covered patio roof (2023), poolside Trex deck (2024), 12X16ft utility shed (2024), pool pump (2025), and replaced pool filter sand (2026). Additional features include smooth interior ceilings, low-voltage lighting, a garden misting system around the pool landscaping, and a two-car garage with built-in storage shelves, a drop-down workbench, and mounted pegboard. In addition to the refrigerator, washer, and dryer, the sellers have noted that several additional personal property items related to the pool, lawn care, and outdoor living areas may be available to convey, depending on the buyer's preference and the terms of an acceptable offer. Newington Plantation offers neighborhood amenities including a community pool and Newington Plantation Park, with direct access to the Sawmill Branch Trail. The location also provides convenient access to Dorchester District Two schools, shopping, dining, the newly extended Berlin G. Myers Parkway, and historic downtown Summerville.
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Our Executive Mortgage Banker:
$540,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $432,000 | $432,000 | $432,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,625 | $2,728 | $3,587 |
| Total Monthly Payment | $2,717 | $2,820 | $3,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.