|
Virtually Staged. Florida waterfront living starts here. Nestled in the charming city of Palmetto, this beautifully updated waterfront home offers the lifestyle boaters dream about approximately 100 feet of canal frontage, an 80-foot-wide canal for easier maneuvering, and direct river and Gulf access with no bridges standing between you and a day on the water.
Bring the boat, RV, trailer, and all the Florida toys. With no HOA or CDD fees, you'll enjoy the freedom to truly make this property your own. The oversized side yard features RV parking with electrical hookups, while the property is already prepped for the with underground conduit for a future dock and boat lift. Why pay monthly boat or RV storage fees when everything can be stored right at home?
Thoughtfully maintained and extensively updated, this home offers peace of mind with a roof (2016), A/C (2019), seawall (2022), PGT StormGuard impact windows (2025), insulated garage door (2025), electric water heater (2025), and main electrical panel (2026). Inside, you'll find a beautifully updated kitchen featuring granite countertops and stainless Samsung appliances, along with renovated bathrooms showcasing granite countertops and modern finishes.
Additional highlights include an oversized 26' x 28' two-car garage with built-in storage, a 23-foot-wide concrete driveway, shell parking for additional vehicles or equipment, no mangroves to maintain along the seawall, and an ideal setup for enjoying the best of Florida's boating lifestyle.
Whether you're looking for a full-time residence, seasonal retreat, or waterfront investment, this move-in-ready Palmetto home combines modern updates, exceptional boating access, and the freedom that's becoming harder to find on Florida's Gulf Coast.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $503,200 | $503,200 | $503,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $451 | $451 | $451 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,058 | $3,177 | $4,179 |
| Total Monthly Payment | $3,601 | $3,720 | $4,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.