708 WARREN ROAD, Lutz, FL, 33548 | $995,000

Peaceful LAKEFRONT living, exceptional space, and true PRIDE OF OWNERSHIP come together at 708 Warren Road in Lutz. With its spacious layout, peaceful lakefront setting, oversized lot, no HOA, desirable school zoning, and long list of updates, this home offers a rare combination of comfort, flexibility, and Florida lakefront living in one of Lutz’s most convenient locations. Set within a LUXURY lakefront NEIGHBORHOOD with NO HOA, this home offers the rare freedom to enjoy your home without monthly HOA dues or restrictive community rules. Situated on an oversized lakefront lot with room to potentially add a pool/outdoor kitchen/gazebo, this well-maintained custom-built 5-bedroom, 3-bath. . . plus BONUS ROOM. . . home offers 3, 889 square feet of living space and a highly desirable, hard-to-find floorplan featuring TWO PRIMARY SUITES—one downstairs and one upstairs. This rare layout creates exceptional flexibility for multi-generational living, extended guest stays, added privacy, or simply choosing the retreat that best fits your lifestyle. Because the lake is not a ski lake, it offers a quieter, more peaceful setting where trolling motors are permitted and calm water views can be enjoyed every day. Inside, the home is warm, spacious, and inviting, with beautiful engineered hardwood and tile flooring downstairs, updated carpeting upstairs, plantation shutters throughout, a wood-burning fireplace and a wet bar in the living room. The kitchen features granite countertops, stainless steel appliances, and an easy connection to the surrounding living spaces. The main-floor primary suite is a standout, offering comfort, convenience, and impressive storage. The 9-by-15-foot walk-in closet features floor-to-ceiling custom built-ins, while the en suite bath includes an oversized dual vanity, garden tub, walk-in shower with rain head, and beautiful stone finishes throughout. Upstairs, the second primary suite offers its own private retreat with a newer balcony overlooking the property and lake. Together, these two suites create a level of function and flexibility rarely found in a home of this size and setting. Thoughtful updates and consistent maintenance add even more confidence, including newer impact windows, newer French doors, a metal roof that the manufacturer stated is a 60-year roof and is currently only approximately 20 years old, a recently passed 4-point inspection, regularly maintained HVAC system, and a Generac generator that is serviced at least annually and supported by a buried gas supply tank. Additional features include well water with a whole-house water treatment system, a septic system that was recently inspected and a replaced lift station, and oversized circular driveway. Practical everyday features add even more function, including an oversized laundry room and an interior storage room. The south Lutz location offers the best of everything: a peaceful lakefront setting with easy access to Downtown Tampa, Carrollwood, Northdale, Dale Mabry, Van Dyke, shopping, restaurants, grocery stores, fitness centers, medical facilities, and everyday conveniences. The home is also districted for top-rated Steinbrenner High School! Photos featuring pools are virtually staged for visualization purposes only and are not intended to represent that the specific pool design shown is available, permitted, or guaranteed to be built on the property. Buyers should verify pool feasibility with the local municipality and a qualified pool contractor.

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 3 full
  • Lot Size: 120 x 175
  • Laundry: Inside, Laundry Room
  • Year Built: 1985
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Off Street, On Street, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,889
  • Acreage: 0.48
  • Lot Size: 120 x 175
  • Est. Taxes: $4,631
  • Lot Desc: Conservation Area, Cul-De-Sac, In County, Landscaped, Oversized Lot
  • View: Trees/Woods, Water
  • Water Front: Yes
  • High School: Steinbrenner High School
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: TB8523396
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8523396/708warrenroad_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/10/2026 1:21:49 AM)
Listing courtesy of VAN WERT REAL ESTATE SVCS.,LLC   Phone: 813-245-1311

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NMLS Mortgage Loan Originator ID 16953

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708 WARREN ROAD, Lutz, FL, 33548

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.277% 6.223% 6.183%
Monthly Tax Payment $386 $386 $386
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,709 $4,837 $6,717
Total Monthly Payment $5,187 $5,315 $7,195

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.