339 MANATEE LANE, Tarpon Springs, FL, 34689 | $1,265,000

Where Luxury Meets the Gulf without the typical waterfront costs. Deep water with direct Gulf access, a private dock with a 10, 000 lb lift, heated pool/spa, and resort-style outdoor kitchen are paired with a 2021 roof, full solar (average electric bill around $35/month), and grandfathered, transferable flood insurance (about $1, 300/year). This rare combination of high-end coastal living and ultra-low carrying costs makes 339 Manatee Lane one of the most compelling waterfront offerings in Tampa Bay.

Some home has beautiful views. This is a way of life with ultra-low carrying costs rare for the Tampa Bay Area waterfront.

Perfectly positioned on deep water with direct Gulf access, this exceptional coastal residence combines timeless elegance, modern comfort, and resort inspired living. Offering approximately 3, 154 square feet, this meticulously maintained waterfront retreat features 4 bedrooms, 4 bathrooms, a private office or bonus room, a heated pool and spa, and a private dock with a 10, 000 pound boat lift, creating a true destination for those who live for days on the water.
From the moment you enter, refined finishes, generous living spaces, and an atmosphere that feels both timeless and inviting set the tone. A stunning gas fireplace anchors the grand living room, while the formal dining room sets the stage for unforgettable evenings with family and friends.
At the heart of the home lies a chef-inspired gourmet kitchen with rich custom wood cabinetry, gleaming granite countertops, premium stainless-steel appliances, and a dedicated coffee and serving bar designed for effortless entertaining.
The owner’s suite is an extraordinary private sanctuary, complete with its own gas fireplace, spa-inspired bath, garden soaking tub, walk-in shower, dual vanities, and the calming ambiance of a five-star resort. A private guest suite with its own ensuite bath ensures that family and visitors enjoy the same level of comfort and privacy.
Beyond the walls of the home is where this property becomes truly unforgettable.
Open the doors to your private outdoor paradise, where a screen-enclosed heated pool and spa invite year-round relaxation. The expansive lanai showcases a fully equipped outdoor kitchen, creating the perfect setting for elegant dinner parties, sunset cocktails, weekend celebrations, or quiet mornings overlooking the water.
For boating enthusiasts, the oversized private dock stands out: water and electric service, a 10, 000-pound boat lift, and a new concrete seawall cap place the Gulf of Mexico just a short cruise from your backyard.
Luxury here is also intelligent.
A 2021 roof and solar panel system deliver remarkable efficiency, keeping the average electric bill around $35 monthly, while grandfathered flood insurance averages only about $1, 300 annually and is transferable to the new owner. An exceptional advantage compared with typical Tampa Bay waterfront properties. This rare combination of Gulf access, modern upgrades, and significantly lower monthly costs makes this home stand out on the MLS.
This is more than a waterfront home.
It is the morning sunrise reflecting across the water.
The excitement of an afternoon cruise to the Gulf.
The warmth of evenings gathered around the pool with those who matter most.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Lot Size: 88 x 88
  • Laundry: Laundry Room
  • Year Built: 2004
  • Garage: 3-car Oversized
  • Heating: Propane, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 3,154
  • Acreage: 0.28
  • Lot Size: 88 x 88
  • Est. Taxes: $8,976
  • HOA Fee: $500 Annually
  • View: Water
  • Elem. School: Sunset Hills Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pool: Heated, In Ground, Lighting
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Disposal, Refrigerator
  • MLS#: TB8525883
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8525883/339manateelane_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/11/2026 4:35:34 PM)
Listing courtesy of GULF SHORES REALTY ERA POWERED LLC   Phone: 813-636-0700

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

339 MANATEE LANE, Tarpon Springs, FL, 34689

$1,265,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,012,000 $1,012,000 $1,012,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.277% 6.223% 6.183%
Monthly Tax Payment $748 $748 $748
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,986 $6,149 $8,540
Total Monthly Payment $6,859 $7,022 $9,413

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.