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An incredible opportunity to own in Stamford! Located at 21 W. Main Street, this spacious 2 bedroom, 1 bath condo offers 860 sq ft of comfortable living space with beautiful views of Downtown Stamford. Inside, you'll find a bright and functional layout featuring generously sized rooms, an in-unit washer and dryer, and the added benefit of an energy-efficient tankless water heater. Enjoy the convenience of two dedicated parking spaces, a rare and valuable feature for city living. Situated on the fourth floor of a walk-up building, this home offers privacy, natural light, and elevated city views. This condo is a great alternative to renting and a chance to build equity in one of Fairfield County's most sought-after cities. Walking distance to Downtown Stamford, shopping, dining, parks, public transportation, and Metro-North, this home delivers convenience, value, and the opportunity to make Stamford home.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $263 | $263 | $263 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,385 | $1,440 | $1,893 |
| Total Monthly Payment | $1,722 | $1,777 | $2,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.