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Step into this brand-new bungalow-style beach house, centrally located on Anastasia Island, less than a mile to St. Augustine Beach. Built by boutique homebuilder Kines Home Design, this home features an open-concept living area with light-filled dining room, beautifully designed kitchen with large island, and a spacious living room. The primary bedroom is tucked off the living room and includes an en-suite bathroom and his & hers closets. Two more bedrooms and a full bath complete the floor plan along with a laundry room and storage closets. Solid white oak hardwood flooring creates a luxury feel throughout the home. Other high-end finishes not typically seen at this price point include solid wood entry door, zellige & terracotta tile, wood-clad porch ceiling, custom walnut cabinet pulls, Calacatta Oro quartz countertops, solid cedar ceiling beams, and Zero VOC paint. The home is also outfitted with impact (hurricane) windows for peace of mind and noise dampening. Enjoy a peaceful backyard under the oak tree canopy after a day at the beach. Set up your oasis with a soaking tub, hot tub, or fire pit area to relax and unwind. Walk across the street to Lakeside Park, bike to the library and post office, enjoy quick access to restaurants, shopping, Anastasia State Park, the St. Augustine Amphitheatre, and be in downtown St. Augustine in just minutes. Store your cars, boats, or toys in the oversized drive-under garage, deep enough to fit two vehicles. The home is located in unincorporated St. John’s County, so short-term rentals are permitted. This elevated home is in Flood Zone X, so the entire ground floor can be built out by the future homeowner to grow the house size if they wish. Zoned for desirable R. B. Hunt Elementary School.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $126 | $126 | $126 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,912 | $3,026 | $3,979 |
| Total Monthly Payment | $3,130 | $3,244 | $4,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.