231 N Middletown Road, #H, Pearl River, NY, 10965 | $330,000

Welcome home to this beautifully updated 1-bedroom, 1-bathroom condo nestled in the highly desirable Celia Gardens community of Pearl River—warmly known as the "Town of Friendly People. " This turnkey home boasts rich hardwood floors and an updated, modern eat-in kitchen complete with stainless steel appliances, granite countertops, and a convenient breakfast bar perfect for casual dining. Complete with the ultimate convenience of an in-unit washer and dryer. Located 23 miles north of NYC with with a variety of commuting options such as NJ Transit / Metro-North, Coach Busses, Park-and-Ride (Metro-North Hudson Line). You are just moments away from excellent local shopping, diverse restaurants, top-rated schools, and beautiful local parks. Embrace the vibrant community spirit with seasonal local favorites just down the road, including the bustling Summer Farmer's Market and the highly anticipated Pearl River Day festival in the fall. Whether you are looking for a commuter-friendly home, downsizing, or purchasing your very first property, this Celia Gardens gem offers the community and updates you've been searching for.

Features

  • Parking: 1-car, Assigned, Parking Lot
  • Heating: Baseboard
  • Cooling: Wall/Window Unit(s)
  • Levels: 2
  • Amenities: Maintenance Grounds, Parking, Snow Removal, Trash
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: In Hall, In Unit, Multiple Locations
  • Year Built: 1961
  • Common Charge: $328 Monthly
  • Approx Sq. Feet: 733
  • Acreage: 0.07
  • Est. Taxes: $6,929
  • Elem. School: Evans Park
  • Middle School: Pearl River Middle School
  • High School: Pearl River High School
  • School District: Pearl River
  • Pets Allowed: Yes
  • Appliances: Dishwasher, Dryer, Gas Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 1019758
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/1019758/231nmiddletownroad_pearlriver_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Hudson Valley   Phone: 845-639-0300

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

231 N Middletown Road, #H, Pearl River, NY, 10965

$330,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $264,000 $264,000 $264,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment $577 $577 $577
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,604 $1,667 $2,192
Total Monthly Payment $2,256 $2,319 $2,844

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.