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Welcome to your own slice of coastal paradise in the heart of Oakland Beach! This beautifully renovated 2-bedroom, 1-bath ranch offers the perfect opportunity for first-time homebuyers, downsizers, or anyone looking for turnkey, single-level living at an affordable price point. Completely updated from top to bottom, this move-in-ready home features a brand-new kitchen, a beautifully remodeled bathroom, new flooring, brand-new windows that flood the home with natural light, a new roof, new siding, an updated driveway, and the convenience of first-floor laundry. Every improvement has been thoughtfully completed, allowing you to simply move in and enjoy. The bright and inviting floor plan offers comfortable living spaces that are perfect for both relaxing and entertaining. Step outside to your fully fenced backyard, providing the ideal setting for summer barbecues, pets, gardening, or simply enjoying the outdoors in privacy. Located in the highly desirable Oakland Beach neighborhood, you'll love being just a short walk from the sandy shoreline, waterfront parks, marinas, and some of Warwick's favorite local restaurants, caf s, and nightlife. Whether you're enjoying a morning walk along the beach, grabbing dinner by the water, or taking in a beautiful sunset, this home offers the coastal lifestyle so many dream about. Conveniently located just minutes from shopping, major highways, TF Green International Airport, and downtown Warwick. Schedule a tour today!
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Our Executive Mortgage Banker:
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$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $257 | $257 | $257 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,701 | $1,767 | $2,324 |
| Total Monthly Payment | $2,033 | $2,099 | $2,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.