2328 MESSENGER CIRCLE, Safety Harbor, FL, 34695 | $949,000

Virtually Staged. Welcome to Cypress Knoll, one of Safety Harbor's most sought-after gated communities, where homes rarely become available. This quiet enclave of approximately 60 homes offers privacy, a true neighborhood feel, and an unbeatable central location.

From the moment you step through the front door, you'll appreciate this home's exceptional layout. Your eyes are immediately drawn through the living spaces to the sparkling pool, creating an open, inviting first impression. Offering 3, 501 square feet of thoughtfully designed living space, this home features a spacious living room, a separate family room, a formal dining room, and a large kitchen that makes both everyday living and entertaining effortless. Updates include: Roof 2022, patio deck 2022, HVAC 2025, Interior paint 2026, exterior paint 2022, saltwater pool conversion 2024, and water softener 2026.

The first-floor primary suite provides comfort and privacy. Upstairs, you'll find generously sized secondary bedrooms along with an expansive loft/bonus room that can easily serve as a media room, game room, home gym, playroom, or even an additional bedroom if desired. While a dedicated study/den offers the perfect space for a home office.

Situated on a corner lot at the end of a cul-de-sac, the property enjoys added privacy, extra yard space, and only a neighbor on one side. The spacious floor plan, large bedrooms, abundant natural light, and functional design create a home that feels welcoming from the moment you walk in.

Residents of Cypress Knoll enjoy nearby parks, playgrounds, churches, and convenient access to McMullen Booth Road, providing an easy commute to Tampa, Clearwater, St. Petersburg, and both Tampa International and St. Pete–Clearwater airports. Just minutes away, vibrant downtown Safety Harbor offers waterfront parks, local restaurants, boutique shopping, year-round events, and highly regarded schools. Best of all, this home is located in a non-flood zone, so no flood insurance is required.

This is a rare opportunity to own one of the community's most desirable floor plans in one of Safety Harbor's most desirable neighborhoods.

Features

  • Amenities: Gated
  • Rooms: 14
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 72 x 120
  • Laundry: Inside
  • Year Built: 2003
  • Garage: 3-car Driveway, Garage Door Opener, Ground Level, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,501
  • Acreage: 0.25
  • Lot Size: 72 x 120
  • Est. Taxes: $8,562
  • HOA Fee: $167 Monthly
  • Lot Desc: Corner Lot, Cul-De-Sac, City Lot, In County, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit, Sidewalk
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8527013
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8527013/2328messengercircle_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/10/2026 11:08:42 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 813-253-2444

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2328 MESSENGER CIRCLE, Safety Harbor, FL, 34695

$949,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $759,200 $759,200 $759,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.277% 6.223% 6.183%
Monthly Tax Payment $714 $714 $714
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,491 $4,613 $6,407
Total Monthly Payment $5,297 $5,419 $7,213

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.