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Welcome to your spacious new retirement home in the exclusive Candler Hills section of On Top of the World. Where you can live your new active lifestyle in a private and peaceful setting. This Sterling model home features 3 generous-sized Bedrooms PLUS an Office with built-in corner desk & bookcases, 2 Bathrooms and 2 Car Garage. This home is impressively upgraded with Xeriscape landscaping, block walls, rock beds, new plants & trees, brick paver driveway, walkway and porch, 18-inch tile floors throughout, tray ceilings, crown molding, new kitchen cabinets with recessed lighting, stone countertops, stainless steel appliances, custom closets, room-darkening motorized shades, glass-enclosed lanai, Generac whole house generator, a fully fenced backyard that’s doggie approved, tankless hot water heater, new 2025 A/C, new 2023 Roof, Smart home switches for Alexa, rain gutters and the CDC is paid off. The master bedroom suite has a sitting area that opens to the enclosed lanai, two walk-in closets and an en-suite bath with double sinks, a roomy walk-in shower and a separate water closet.
The exclusive amenities, only for the residents of Candler Hills, include The Lodge Pool Clubhouse and Ballroom, The Candler Hills Pool and Clubhouse and the New Azura Fitness Center opening in 2026. The mail delivery and trash & recycling pick up is right at your house. You are also welcome to use all of the OTOW amenities including the New Summit Pool & Clubhouse, The Arbor Club, The Recreation Center, the 3 golf courses, 2 Fitness centers, Indoor and Outdoor pools, Pickleball, Tennis, Farmers Market, Restaurants, The Cultural Arts Center and Live Music and Dancing on the Town Square. Enjoy!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$398,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $318,800 | $318,800 | $318,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $389 | $389 | $389 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,937 | $2,013 | $2,647 |
| Total Monthly Payment | $2,401 | $2,477 | $3,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.