|
HOA-FREE & MOVE-IN READY IN FLOOD ZONE X! Welcome to this beautifully updated, concrete block gem in the Bayside Meadows neighborhood of Oldsmar. Offering the ultimate peace of mind, this 3-bedroom, 2-bathroom home features a NEW 2025 ROOF and HURRICANE WINDOWS, plus it's high and dry with no flood insurance required. Step inside to an open-concept living space where vaulted ceilings create a bright, airy atmosphere. Every inch of this home has been refreshed, boasting luxury vinyl plank flooring throughout, modern remodeled bathrooms, and a pristine updated kitchen with stylish shaker cabinets and new stainless steel appliances. What truly sets this home apart are the massive, premium infrastructure upgrades completed in 2026. Enjoy ultimate energy efficiency, storm protection, security, and exceptional outside noise reduction with brand-new, double-hung vinyl argon low-E IMPACT WINDOWS throughout. Mechanical updates include a brand-new, high-efficiency Rheem 2. 5-ton heat pump HVAC system and a new, hurricane-braced insulated garage door with a Genie smart opener. Outside, you’ll find a freshly painted exterior, a newly poured concrete driveway section, and a fully fenced backyard with a covered patio deck. Location is everything! Situated right at the front of the neighborhood, you are steps away from ultimate convenience: walk across the street to Starbucks, Panera, AMC Theatres, and outstanding local dining. Benefit from A-rated public schools and an unbeatable central location offering a quick commute to Tampa International Airport, Clearwater, Safety Harbor, Dunedin, and world-class Gulf beaches. Completely turnkey and worry-free. Schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $385 | $385 | $385 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,823 | $1,896 | $2,491 |
| Total Monthly Payment | $2,283 | $2,356 | $2,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.