35124 DEERFIELD OAKS DRIVE, Zephyrhills, FL, 33541 | $380,000

Escape to your own slice of Florida paradise at 35124 Deerfield Oaks Drive, a captivating sanctuary in the heart of Zephyrhills' premier golf-course community, Lake Bernadette. This home welcomes you with its pristine stucco facade, manicured landscaping, and a spacious two-car garage uniquely equipped with a sliding screen enclosure—the ultimate luxury for enjoying a bug-free afternoon cross breeze.

Designed with a masterful layout, the home features a spacious four-bedroom, two-bathroom split floor plan that flows effortlessly from the front door. Positioned just off the welcoming foyer is a formal dining room that provides an elegant backdrop for holiday dinners and celebrations, highlighted by high vaulted ceilings and a stylish tiered chandelier. The true social center of the home is the expansive great room, which serves as a spectacular main gathering space. This central living room boasts durable ceramic tile flooring, a central ceiling fan, and architectural plant shelves that add vertical drama and an open, airy ambiance.

The great room transitions seamlessly into the kitchen, thoughtfully designed to act as both a functional workspace and a social hub. Home chefs will appreciate the abundance of rich dark espresso cabinetry, beautifully accented by a multi-toned mosaic tile backsplash and solid, expansive countertops. Complete with modern stainless steel appliances—including a French door refrigerator—the kitchen also features an integrated corner pantry for easy storage and a wide breakfast bar that invites guests to pull up a barstool. Tucked right next to the kitchen is a bright breakfast nook, providing a cozy, informal spot for morning meals.

When it is time to unwind, the split-bedroom layout provides exceptional privacy across the home's distinct wings. The serene primary suite serves as a tranquil retreat featuring soft coastal blue walls, wide wood-look laminate flooring, and a large window that floods the space with natural light. The spa-like en-suite primary bathroom features a long double-sink vanity with dark cabinetry, an expansive mirror, a dedicated knee-space dressing station, and a deep garden soaking tub situated under a bright window. The remaining three bedrooms are generously sized and split from the primary suite, providing a perfect arrangement for guests, and flexibility.

An incredible indoor-outdoor lifestyle is achieved effortlessly at the back of the home, where glass doors lead out to a massive, fully screened patio enclosure, creating a protected outdoor living room ideal for al fresco dining or lounging in the shade. Positioned directly on a peaceful, shimmering pond, this scenic sanctuary features a custom red-mulched landscape bed with a cozy bench station, offering a front-row seat to spectacular waterfront views and local wildlife.

Lake Bernadette grants you access to an enviable lifestyle anchored by a premier clubhouse with a fitness center, community room, playground, lighted tennis/pickleball courts, and two swimming pools, including a heated pool. Situated with easy access to State Road 54 and Interstate 75, commuters have a direct route to downtown Tampa and Lakeland. This prime location also puts you just a short drive from Wesley Chapel's premier shopping at the Wiregrass Mall and Tampa Premium Outlets, top-tier medical facilities like AdventHealth Zephyrhills, local schools, parks, and natural springs.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2008
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,041
  • Acreage: 0.16
  • Est. Taxes: $3,425
  • HOA Fee: $45 Monthly
  • Elem. School: New River Elementary
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8526421
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8526421/35124deerfieldoaksdrive_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/11/2026 11:37:55 AM)
Listing courtesy of Keller Williams Suburban Tampa   Phone: 813-684-9500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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35124 DEERFIELD OAKS DRIVE, Zephyrhills, FL, 33541

$380,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $304,000 $304,000 $304,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $285 $285 $285
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,847 $1,919 $2,524
Total Monthly Payment $2,207 $2,279 $2,884

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.