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If you have been searching for that perfect house under $500k look no further. This fully remodeled sprawling ranch boasts of near 2, 000 sq ft of above grade living featuring 4 large total bedrooms including a huge primary suite with private bath and double closets. The homes main bath is also all brand new including tub, sink, toilet and flooring. The main living areas are all open with a 32 foot long great room with brand new hardwood floors. The living room is open to the new hickory kitchen with custom farmers sink and double the cabinets of most kitchens. The granite counter tops overhang to accommodate bar stools. In addition to the 2, 000 sq ft above there is a 3rd full bath with shower and an additional 350 sq ft finished in the basement. The property contains over a 1/2 acre of land that has recently been cleared of trees and hydroseeded to give you an enormous and plush yard. The 2-car detached garage completes the package. Taxes of $3, 956 do not include the available 25% discount to the owner occupant whose taxes would be $2, 967. Taxes are estimated and based on the previous years assessment. This assessment may change due to permitted property expansion.
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$499,828
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,862 | $399,862 | $399,862 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $330 | $330 | $330 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,430 | $2,525 | $3,321 |
| Total Monthly Payment | $2,835 | $2,930 | $3,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.