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Nestled on a breathtaking one-acre, professionally landscaped property in one of Cold Spring Harbor's most coveted neighborhoods, this beautifully maintained 4-bedroom, 2-bath Colonial offers timeless charm, thoughtful updates, and an exceptional lifestyle. A classic exterior and picturesque setting create an inviting first impression, while the interior seamlessly blends traditional character with modern comfort. The updated kitchen and renovated baths complement spacious, light-filled living areas designed for both everyday living and effortless entertaining. Four generously sized bedrooms provide ample space for family, guests, or a home office, making this truly a move-in-ready residence. Located in the award-winning Cold Spring Harbor School District, including Lloyd Harbor Primary School, this home offers access to one of Long Island's most highly regarded educational communities. Enjoy exclusive resident privileges at Eagle Dock Beach, nearby waterfront parks, nature preserves, boutique shopping, acclaimed restaurants, and the charm of Cold Spring Harbor Village as well as easy access to the Long Island Railroad. This home presents a rare opportunity to experience the very best of Long Island's North Shore. Classic elegance, modern updates, an extraordinary property, and an unbeatable location-this is Cold Spring Harbor living at its finest.
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Our Executive Mortgage Banker:
$1,699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,359,200 | $1,359,200 | $1,359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.223% | 6.183% |
| Monthly Tax Payment | $1,708 | $1,708 | $1,708 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,717 | $8,259 | $11,470 |
| Total Monthly Payment | $9,550 | $10,092 | $13,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.