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Life is better at the lake! Nestled on a quiet, tree-lined street, this beautifully maintained home offers deeded rights to Putnam Lake and the opportunity to enjoy swimming, boating, fishing, and the unique lifestyle that makes this lake community so special. From the moment you arrive, you'll appreciate the home's exceptional curb appeal, welcoming front entry, and beautifully landscaped grounds. Inside, abundant natural light fills the home, complementing warm hardwood floors and creating an inviting atmosphere that blends classic lake-home charm with comfortable everyday living. The thoughtfully designed floor plan features two generously sized bedrooms, including a spacious primary bedroom with a vaulted ceiling, a full bath, an inviting living room, dining area, and a bright kitchen. A charming bonus sunroom offers exceptional flexibility as a sitting room, reading nook, home office, or welcoming entry. Step outside and discover what truly sets this property apart. The fenced yard offers an incredible amount of level, usable outdoor space with mature landscaping and a private patio tucked away behind the homeāan ideal setting for entertaining, summer dining, outdoor games, or simply relaxing in your own peaceful retreat. An oversized detached garage and storage shed provide abundant storage for all your tools and toys. Complete with central air conditioning, convenient first-floor laundry, and pull-down attic storage, this well-designed home offers all the features you need for comfortable everyday living and is truly move-in ready. Ideally located just minutes from shopping, restaurants, schools, Metro-North, major highways, and the Connecticut border, this home offers the perfect blend of comfort, convenience, and lake community living. Whether you're searching for your first home or the perfect weekend escape, this is an opportunity you won't want to miss. Welcome home to Putnam Lake.
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Our Executive Mortgage Banker:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $700 | $700 | $700 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $2,021 | $2,657 |
| Total Monthly Payment | $2,719 | $2,796 | $3,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.