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48 Virgin Avenue, Hancock, VT, 05748 | $285,000
Welcome to the heart of Vermont, where small-town charm meets four-season adventure. This classic New England home offers comfortable, efficient living in the friendly village of Hancock, surrounded by some of central Vermont’s finest outdoor recreation. Inside you’ll find over 1, 000 square feet of living space with three bedrooms, two baths, and a practical floor plan well suited for everyday life. A bright enclosed porch is the perfect spot for morning coffee or unwinding after a day outdoors, while the detached garage provides room for vehicles, tools, bikes, skis, and gear. Outside, the property offers more than just a yard—it’s a wonderful starter homestead. Perennial herbs, raspberry, blueberry, native black raspberry, and elderberry plantings complement two fenced garden areas with room for annual vegetables. A thriving perennial flower garden attracts pollinators and songbirds, ensuring something is always blooming or ready for harvest throughout the growing season. Modern updates include a standing seam metal roof with solar panels, heat pumps for efficient heating and cooling, a pellet stove, and fiber optic internet, making this home ideal for commuters, remote workers, or anyone seeking Vermont living without sacrificing connectivity. Life in Hancock means adventure in every season. Ski Middlebury Snow Bowl, Sugarbush, Mad River Glen, or Rikert Outdoor Center. Explore the nearby Long Trail, Velomont Trail, and Green Mountain National Forest, or paddle and fish the White River. Scenic Route 100 connects you to charming villages, mountain views, swimming holes, and endless opportunities to enjoy Vermont’s outdoors. Convenient to Middlebury, Randolph, Rochester, and the Mad River Valley, this affordable home is ready for its next chapter. Whether you’re putting down roots, raising a garden, or embracing a simpler pace of life, this property offers exceptional value in one of Vermont’s most beautiful settings.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 three-quarter
- Style: Farmhouse,New Englander
- Year Built: 1928
- Garage: 1-car Garage
- Heating: Oil,Pellet Stove,Electric,Heat Pump,Hot Air,Multi Zone,Mini Split
- Cooling: Mini Split
- Basement: Storage Space,Unfinished,Interior Access,Basement Stairs
- Approx Sq. Feet: 1,068
- Acreage: 0.25
- Est. Taxes: $3,257
- Lot Desc: Level,Mountain View,View,In Town
- MLS#: 5097335
- Website: https://www.raveis.com
/prop/5097335/48virginavenue_hancock_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/10/2026Listing courtesy of Vermont Backcountry Real Estate Phone: 802-431-7006
Listing Agent: William Brokhof
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
48 Virgin Avenue, Hancock, VT, 05748
$285,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $271 | $271 | $271 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,385 | $1,440 | $1,893 |
| Total Monthly Payment | $1,731 | $1,786 | $2,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484