2428 WATERFRONT CIRCLE, Sarasota, FL, 34240 | $1,550,000

*Wake up to tranquil lake and preserve views—and end every day with spectacular Florida sunsets*

Welcome to this exceptional luxury residence completed in 2025 in the highly sought-after community of Monterey at Lakewood Ranch. This transitional-style home is perfectly positioned on an oversized 13, 138 sq. ft. homesite and offers 3, 340 sq. ft. of thoughtfully designed living space with 4 bedrooms, 3 full bathrooms, a powder bath, a private office, and an oversized 3-car garage.

Inside, the open-concept floor plan features soaring ceilings, tray ceilings in the foyer, great room, and primary suite, tile flooring throughout the main living areas and bathrooms, plush carpeting in all bedrooms, and designer cabinetry in elegant marine and light gray tones. Expansive picture windows and sliding glass doors fill the home with natural light while creating a seamless connection to the outdoor living space.

Beyond the great room, outdoor living takes center stage with breathtaking west-facing lake and preserve views, exceptional privacy with no rear neighbors, and unforgettable Florida sunsets. The screened lanai features a marble pool deck surrounding a saltwater pool with a cascading waterfall, custom lighting, and a natural gas pool heater for rapid, year-round enjoyment. Two covered lanais provide the perfect setting for outdoor dining, relaxing and shaded seating, while the pre-plumbed outdoor kitchen area is ready for your custom design. Whole-house gutters and a fenced side yard complete this private outdoor retreat.

The gourmet kitchen is a showpiece, featuring a premium appliance suite highlighted by a Sub-Zero refrigerator and KitchenAid stainless-steel appliances, including a natural gas cooktop. Bright quartz countertops, an oversized waterfall island, a custom dry bar with wine chiller, and a spacious walk-in pantry complete the space. Quartz countertops continue throughout all bathrooms for a cohesive designer finish, while the powder bath is enhanced with custom wallpaper. A separate laundry room offers built-in cabinetry along with a top of the range GE washer and gas dryer combination.

The privately positioned primary suite offers a peaceful retreat, while the additional bedrooms provide flexibility for family, guests, or multigenerational living.

This highly desirable Toll Brothers Ballast model offers all the advantages of new construction without the wait, including a transferable builder warranty. Hurricane-impact windows throughout provide durability, enhanced storm protection, energy efficiency, and peace of mind. Additional energy-efficient features include spray foam and masonry foam insulation, a tankless water heater with a recirculation pump for near-instant hot water, and natural gas service with the ability to easily add a whole-house generator.

Residents of Monterey will enjoy a future resort-style amenity center anticipated to open in Fall 2027, featuring a resort-style pool, pickleball and tennis courts, walking trails, a dog park, and additional recreational amenities. Ideally located within the award-winning Lakewood Ranch master-planned community, the home is just minutes from top-rated schools, premier shopping, dining, and the Gulf Coast's renowned beaches.

This exceptional residence combines luxury finishes, breathtaking sunset views, energy-efficient construction, and one of Monterey's most desirable homesites. Schedule your private showing today.

Features

  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 92.3 x 150 x 82.88 x 150
  • Laundry: Laundry Room
  • Style: Contemporary
  • Year Built: 2025
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,340
  • Acreage: 0.3
  • Lot Size: 92.3 x 150 x 82.88 x 150
  • Est. Taxes: $3,371
  • HOA Fee: $1,118 Quarterly
  • Lot Desc: Oversized Lot
  • View: Pool, Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Tatum Ridge Elementary
  • Middle School: McIntosh Middle
  • High School: Booker High
  • Pool: Gunite, Heated, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Gas Water Heater, Ice Maker, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: A4699079
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/A4699079/2428waterfrontcircle_sarasota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/10/2026 4:06:14 AM)
Listing courtesy of REALTY ONE GROUP MVP   Phone: 800-896-8790

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2428 WATERFRONT CIRCLE, Sarasota, FL, 34240

$1,550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,240,000 $1,240,000 $1,240,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.277% 6.223% 6.183%
Monthly Tax Payment $281 $281 $281
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,335 $7,534 $10,464
Total Monthly Payment $7,741 $7,940 $10,870

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.