21906 PANTHER WAY, Land O Lakes, FL, 34639 | $489,900

Welcome to this stunning contemporary oasis nestled on an oversized, beautifully landscaped 0. 30-acre lot with mature oak trees. Boasting 2, 407 square feet of meticulously designed heated living space, this custom 4-bedroom, 2. 5-bathroom split floor plan balances freedom and function with absolutely NO mandatory HOA or CDD fees. Tastefully renovated in 2026, the home boats a fresh coat of paint, new plumbing fixtures, and new quartz countertops in the kitchen and bathroom. The impressive primary suite functions as a true retreat featuring two independent walk-in closets, while the secondary guest rooms offer exceptional storage with oversized closets throughout. Located in a highly coveted, low-risk FEMA Zone X flood area, this home sits on a quiet, paved county road providing the ultimate peace of mind. While enjoying complete residential autonomy, you gain exclusive, deeded community access to the magnificent Lake Padgett, Lake Saxon, and East Lake. Take advantage of private community boat ramps, fishing piers, lakefront parks, and horse stables just minutes from your front door. Complete with a spacious 23x23-foot garage and an expansive parking pad perfectly suited for your private boat or recreational trailer, this exceptional property delivers the ultimate Florida lifestyle without the restrictions. Schedule your private tour today!

Features

  • Amenities: Park, Playground
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 99 x 150
  • Laundry: Inside
  • Style: Contemporary
  • Year Built: 2006
  • Garage: 2-car Garage Door Opener, Oversized
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,407
  • Acreage: 0.3
  • Lot Size: 99 x 150
  • Est. Taxes: $5,392
  • Lot Desc: In County, Near Public Transit
  • Elem. School: Lake Myrtle Elementary-PO
  • Middle School: Charles S. Rushe Middle-PO
  • High School: Sunlake High School-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: TB8526524
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/TB8526524/21906pantherway_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/19/2026 11:26:03 PM)
Listing courtesy of IMAGINE REALTY LLC   Phone: 727-504-8909

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21906 PANTHER WAY, Land O Lakes, FL, 34639

$489,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,920 $391,920 $391,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $449 $449 $449
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,347 $2,475 $3,255
Total Monthly Payment $2,871 $2,999 $3,779

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.