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Step inside to fully renovated kitchens and baths, outfitted with updated stainless steel appliances — the rooms buyers actually live in, already done right. In total, 2, 660 square feet unfold across 11 rooms, including four bedrooms and three full baths — among them a primary suite with its own full bath and double closet. A second kitchen downstairs adds real flexibility — multigenerational living, an au pair suite, or simply more room to spread out, cook, and gather. Hardwood floors run across the upstairs living spaces. Then there’s what you won’t have to think about. The roof is brand new, along with new windows, and a new AC system — the kind of updates most buyers spend their first year chasing down. Underground, the essentials are covered too: town water, plus a new septic system — the unglamorous work already finished. Step outside to a brick patio and a large deck, both made for slow mornings and long dinners, overlooking a flat backyard that’s rare to find and easy to love. A newly paved driveway with two-car garage handles storage and New York winters alike. The location does its own quiet selling. You’re close to shopping, to Vassar Hospital, Poughkeepsie Train Station and to the academic energy of Marist and the Culinary Institute of America — along with several luxury new construction developments rising in the surrounding area that will only increase property values more. This is a home that’s already done the hard work. All that’s left is to bring your personal belongings and make it yours. Reach out to schedule a private showing of 12 Roe Drive — let’s find the right time to see it in person.
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Our Executive Mortgage Banker:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $785 | $785 | $785 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,430 | $2,525 | $3,321 |
| Total Monthly Payment | $3,290 | $3,385 | $4,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.