224 Benson ST, Naples, FL, 34113 | $415,000

One or more photo(s) has been virtually staged, AI generated or rendered. BOTANICAL PARADISE MEETS KEY WEST CHARM IN THE HEART OF NAPLES
Tucked away in the welcoming community of Trail Acres, this truly one-of-a-kind Key West-inspired residence offers a rare combination of tropical beauty, exceptional efficiency, and easy Florida living. Situated on a beautifully landscaped homesite, the backyard is nothing short of a botanist's dream, showcasing more than 100 species of plants, mature fruit-bearing trees, vibrant rock gardens, aloe plantings, and thoughtfully designed outdoor living spaces that create your own private tropical retreat.
Designed to embrace the Florida lifestyle, the outdoor amenities are exceptional. Enjoy a covered front porch, screened lanai for year-round dining and relaxation, and a charming 10' x 10' screened Chickee Hut with thatched roof handcrafted by local Seminole artisans. The fenced backyard also features solar-powered landscape lighting, ten rainwater collection barrel systems, a storage shed, chicken coop, and numerous garden areas perfect for gardening enthusiasts or anyone seeking a peaceful outdoor sanctuary.
Built for both comfort and peace of mind, this home is equipped with Bahama hurricane shutters, remote-controlled roll-down metal storm shutters, a low-maintenance white metal roof, and a 2021 Trane HVAC system. The home's remarkable energy efficiency results in electric and water bills averaging under $60 per month.
Inside, all living areas are conveniently located on one level. The entry foyer opens to a comfortable living room with abundant natural light and hurricane-protected windows. The bright kitchen offers white cabinetry, white appliances, a sunny breakfast area, and sliding glass doors leading directly to the screened lanai—perfect for seamless indoor-outdoor entertaining.
The primary suite features a walk-in closet and private en-suite bath. Two additional bedrooms each include walk-in closets with custom built-ins and hurricane shutters, providing flexibility for family, guests, or a home office.
Additional highlights include a one-car front-loading garage complete with storage loft and laundry loft, a paver and gravel driveway accommodating up to four vehicles, public water and sewer, central air conditioning, forced-air heating, and numerous thoughtful upgrades that make this home both economical and exceptionally easy to maintain.
Whether you're searching for a full-time residence, seasonal retreat, or unique Florida getaway, this distinctive home offers an unmatched blend of tropical charm, sustainable living, and outdoor enjoyment that's rarely found in Naples.

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: TRAIL ACRES
  • Year Built: 1994
  • Garage: 1-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,333
  • Acreage: 0.17
  • Est. Taxes: $2,925
  • Lot Desc: Regular
  • View: Landscaped Area,Water Feature
  • Community Type: Non-Gated
  • Pet Policy: No Approval Needed
  • MLS#: 226024799
  • Website: https://www.raveis.com
    /prop/226024799/224bensonst_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Northrop Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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224 Benson ST, Naples, FL, 34113

$415,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.650% 5.972%
Monthly Tax Payment $244 $244 $244
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,017 $2,098 $2,757
Total Monthly Payment $2,336 $2,417 $3,076

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.