190 Belmont Road, Harwich (West Harwich), MA, 02671 | $1,295,000

Looks like a classic Cape Cod Captain's home. Lives like a designer coastal retreat. Rich in history. Reimagined for today. Some homes are built. Others are carefully composed over generations. Originally built in 1850, this remarkable Captain's home beautifully blends Cape Cod history, timeless craftsmanship, and sophisticated modern living. Every generation has added its own chapter, creating a home where authentic character has been preserved while thoughtfully reimagined for today's lifestyle. High ceilings, gleaming wood floors, a fascinating hidden round basement, and an original servant's staircase--quiet reminders of the home's storied past--coexist effortlessly with refined finishes and the comforts today's discerning buyers expect. Thoughtfully renovated from top to bottom within the past three years, this exceptional home offers over 2, 100 square feet of beautifully curated living space featuring four spacious bedrooms, two-and-one-half baths, a flexible first-floor bedroom, an elegant formal dining room, and a spectacular vaulted family room flooded with natural light from oversized skylights and sliding glass doors out to the exterior patio/outdoor living room. At the heart of the home is a beautifully appointed kitchen featuring custom cabinetry, a farmhouse sink, warm butcher block countertops, and an inviting peninsula that naturally becomes the gathering place for morning coffee, casual meals, and conversations throughout the day. Graciously proportioned rooms flow effortlessly from one to the next, creating a home that is equally suited for intimate family living and memorable entertaining while preserving the architectural integrity that makes historic homes so special. What truly distinguishes this home is its unmistakable style. Every wallpaper, light fixture, finish, and carefully selected detail has been intentionally curated to create an atmosphere that is elegant without being formal, sophisticated without feeling pretentious, and luxurious without sacrificing comfort. It feels more like a professionally designed coastal retreat than a traditional antique--fresh, interesting, timeless, and effortlessly cool. Set on an exceptional . 74-acre lot, the outdoor spaces are every bit as impressive. The expansive bluestone patio becomes the backdrop for summer cocktail parties, family celebrations, quiet mornings with coffee, and evenings beneath the stars. There is abundant room for children to play, lawn games with friends, future gardens, or simply enjoying the privacy and sea breezes that drift in from nearby Nantucket Sound. An outdoor shower completes the quintessential Cape experience, while the detached two-car garage offers exceptional flexibility for storage, a home office, recreation room, guest overflow, or potential accessory dwelling unit, subject to town approval. Perfectly positioned on a quiet street less than a mile from Nantucket Sound beaches, you'll enjoy refreshing south-side sea breezes while being just minutes from the boutiques, fine dining, waterfront restaurants, marinas, golf, the renowned Wychmere Harbor Club, and the high-speed ferry to the islands in Harwich Port. Dennis Port's beloved ice cream shops, cafés, parks, library, and classic Cape Cod charm are equally close, placing the very best of the Lower Cape at your doorstep. Equally appealing as a year-round residence, luxurious second home, or investment opportunity, the property has demonstrated an excellent rental history, averaging approximately $5, 000 per peak summer week and $550 per night through Airbnb. Beautiful homes capture your attention. Memorable homes capture your heart. At 190 Belmont Road, nearly two centuries of Cape Cod history have been thoughtfully reimagined for modern living, creating a home that honors its past while embracing the way we live today. It is more than a beautiful place to own--it is an opportunity to become the next steward of a truly special piece of Cape Cod.

Features

  • Town: Harwich
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room, Shared Half Bath, Sink, HU High Speed Internet, First Floor
  • Style: Farmhouse, Greek Revival
  • Year Built: 1850
  • Garage: 2-car Guest
  • Heating: Hot Water
  • Cooling: Other
  • Basement: Bulkhead Access, Cape Cod
  • Approx Sq. Feet: 2,124
  • Acreage: 0.74
  • Est. Taxes: $4,698
  • Lot Desc: Conservation Area, Near Golf Course, Cape Cod Rail Trail, Shopping, Marina, Level, Cleared, South of Route 28
  • School District: Monomoy
  • Appliances: Dishwasher, Washer, Refrigerator, Gas Range, Microwave, Gas Dryer, Gas Water Heater
  • MLS#: 22603326
  • Website: https://www.raveis.com
    /prop/22603326/190belmontroad_harwich_ma?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 2 Flooring: Wood11.0 x 17.0First
Bedroom 3 Flooring: Wood11.0 x 17.0Second
Bedroom 4 Flooring: Wood11.0 x 17.0Second
Dining Room 11.0 x 17.0First
Kitchen Countertop(s): Granite,Flooring: Wood11.0 x 17.0First
Living Room Flooring: Wood,Door(s): Sliding11.0 x 17.0First
Master Bedroom Fireplace(s): Other,Flooring: Wood11.0 x 17.0First

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

190 Belmont Road, Harwich (West Harwich), MA, 02671

$1,295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,036,000 $1,036,000 $1,036,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.223% 6.058%
Monthly Tax Payment $392 $392 $392
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,801 $6,295 $8,673
Total Monthly Payment $6,318 $6,812 $9,190

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.