9670 SW 190TH TERRACE ROAD, Dunnellon, FL, 34432 | $379,000

Walk into this house and immediately feel that you are home. The high ceilings make the home feel expansive and gives extra options for decorating to your personal style. Upon entering the home, your formal living room and dining room take center stage. The kitchen is centrally located and large with so many cabinets you will have room for all your gadgets. The view from the kitchen and family room out the back of the home is amazing with established landscaping and the beautifully displayed pool and lanai. The natural light from the skylights brings the outside inside. The split plan has the primary bedroom with ensuite located off the formal living space with access to the lanai. The dual sinks with separation, the garden tub and separate shower are also bathed in natural light. The guest area is located off the family room side of the home with the second bathroom. The lot is nicely landscaped with room to add your favorite Florida flora. Maintenance to the home has been outstanding: Roof replaced in 2017, HVAC (2 stage, high efficiency heat pump) replaced in 12/2023, pool enclosure was replaced in 9/2010 (damaged in storm), Frig, stove and microwave replaced in 2024, Washer and dryer replaced in 2023/2024, pool pump replaced in 2026, attic insulation added in 2026, windows inspected with four replaced in 5/2026 and driveway replaced in 2019. Only basic cosmetics to meet your decorating style is needed. All this with community access to the Rainbow River at the member only River Park for a low annual assessment of $250. Yes, you read that correctly - annual. The community pool, tennis/pickleball courts, horseshoes, bocce ball courts, disk golf course, billiards room, exercise room and so much more are included in the annual assessment also. Rainbow Springs is a highly desirable community in north central Florida with easy access to the Gulf, the World Equestrian Center and so much more.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Park, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s), Trail(s)
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 97 x 120
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,888
  • Acreage: 0.27
  • Lot Size: 97 x 120
  • Est. Taxes: $1,954
  • HOA Fee: $250 Annually
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Pool: Auto Cleaner, Gunite, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM727559
  • Website: https://www.raveis.com
    /prop/OM727559/9670sw190thterraceroad_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/12/2026 2:34:39 PM)
Listing courtesy of RAINBOW SPRINGS REAL ESTATE   Phone: 352-804-3697

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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9670 SW 190TH TERRACE ROAD, Dunnellon, FL, 34432

$379,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,200 $303,200 $303,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $163 $163 $163
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,842 $1,914 $2,518
Total Monthly Payment $2,080 $2,152 $2,756

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.