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GREAT Opportunity to own at the Harbour Oakes of Dunedin Condominium. This townhome is located on Alt 19, just a couple blocks from St. Joseph Sound, walking distance to downtown Dunedin and just a short drive to Honeymoon Island and Dunedin Causeway. Property is high and dry, Not in a flood zone (X500). Access to the Pinellas Trail is literally steps away for your biking, walking or other preferred exercising activities. This unit is a spacious 1, 250 square feet with 2 good size bedrooms, 2 full baths plus a half bath. All kitchen appliances are included, plus the washer and dryer. The AC and water heater were replaced in 2018, giving you that extra peace of mind. The large living/dining area can be arranged in various configurations providing optimal entertainment and dining options. The HOA fees include more than many other associations. The monthly fee covers the exterior maintenance and insurance, including flood. Also included are the maintenance and landscaping of the grounds, the community pool, water, sewer, trash, internet and streaming cable TV, plus reserves are set aside for roof, painting and other replacements/repairs. There is an assigned covered parking spot for the unit and several guest parking spots available. Dunedin is known for its quaint downtown shopping district with specialty boutiques, restaurants, breweries and more. Several medical, dental and other service providers are all within minutes of Harbour Oakes of Dunedin. This location provides a lifestyle change many dream about, but few are able to obtain. Schedule a viewing and make your dream come true.
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Our Executive Mortgage Banker:
Our Insurance Division:
$234,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $187,992 | $187,992 | $187,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $35 | $35 | $35 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,142 | $1,188 | $1,561 |
| Total Monthly Payment | $1,252 | $1,298 | $1,671 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.