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849 CALLISTA CAY LOOP, Tarpon Springs, FL, 34689 | $420,000
Experience the ultimate maintenance-free coastal lifestyle in the highly sought-after gated waterfront community of Callista Cay in Tarpon Springs. One of the few townhomes in the area with no history of flooding during any hurricanes, this beautifully maintained end-unit also includes an assumable flood insurance policy, approximately $610 annually, providing added peace of mind and potential savings. Built in 2020, this spacious three-story home features 3 bedrooms, 2. 5 bathrooms, and 1, 828 square feet of thoughtfully designed living space.
The oversized two-car garage includes an 8-foot-tall door to accommodate larger vehicles with extra space for golf carts, water toys, or a boat trailer, along with upper storage racks and additional under-stair storage. The home is also future-ready with room in the garage for a potential elevator installation.
The main living level offers an open-concept design ideal for entertaining. The chef's kitchen features solid wood soft-close cabinetry, quartz countertops, stainless steel appliances, an induction stove, and an extended center island with breakfast bar seating. A convenient half bath is located just off the kitchen, perfect for guests. The spacious living area opens to a screened balcony overlooking tranquil cypress trees and a peaceful pond, creating the perfect space for coffee in the morning or relaxing in the evening.
Upstairs, the primary suite includes tray ceilings, a cozy alcove, an extended walk-in closet, and a newly remodeled en-suite bathroom (February 2025) featuring dual vanities and a linen closet. Two additional bedrooms share a Jack-and-Jill bathroom, while the upstairs laundry room offers added shelving and storage.
This beautifully maintained end-unit townhome offers added privacy, abundant natural light from extra windows, and the peace of mind of an elevated interior location with no history of flooding during any hurricanes. Additional features include fire suppression sprinklers and an elevation certificate.
Designed for boating enthusiasts, Callista Cay offers direct canal access to the Gulf. Multiple community boat slips are available for lease or purchase (subject to availability), and the seller is willing to assist the buyer in navigating the lease or purchase process.
Callista Cay offers a low-maintenance lifestyle with a gated entrance, community pool, clubhouse, and beautifully maintained grounds. Ideally located just minutes from the historic Sponge Docks, Fred Howard Park, Sunset Beach, local marinas, the Pinellas Trail, waterfront dining, antique and boutique shopping, and downtown Tarpon Springs, this exceptional end-unit combines the best of Florida's boating lifestyle with the security and peace of mind of an elevated interior location.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Year Built: 2020
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,828
- Acreage: 0.06
- Est. Taxes: $6,796
- HOA Fee: $430 Monthly
- View: Trees/Woods
- Elem. School: Sunset Hills Elementary-PN
- Middle School: Tarpon Springs Middle-PN
- High School: Tarpon Springs High-PN
- Pet Policy: Cats OK, Dogs OK
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
- MLS#: A4699413
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/A4699413/849callistacayloop_tarponsprings_fl?source=qrflyer
Listing courtesy of LPT Realty, LLC Phone: 877-366-2213
William Raveis Family of Services
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
849 CALLISTA CAY LOOP, Tarpon Springs, FL, 34689
$420,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $566 | $566 | $566 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,042 | $2,124 | $2,790 |
| Total Monthly Payment | $2,683 | $2,765 | $3,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388