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Welcome to this beautifully updated, well-maintained end-unit townhouse in the highly sought-after gated community of Birchwood at Spring Lake. Offering 2 bedrooms plus a possible 3rd bedroom and 2 full bathrooms, this spacious home features a desirable first-floor primary bedroom, an updated full bath, a laundry room, and direct access to the attached garage. The bright and airy living room boasts soaring ceilings and flows seamlessly into the dining area and open-concept kitchen, complete with sliders leading to a private paver patio. Designed for entertaining, the outdoor space features a gazebo, a new awning, a fire pit, and plenty of room to relax, entertain, and enjoy. The second level offers a generously sized bedroom, a spacious den that can easily serve as a home office or possible 3rd bedroom, a full bathroom, and an extended attic space converted into an oversized walk-in closet. Recent updates include the roof, central air conditioning, hot water heater, washer and dryer, refrigerator, kitchen slider, carpeting on the stairs, vinyl fencing, and LED lighting. Residents of Birchwood at Spring Lake enjoy resort-style amenities, including a 9-hole executive golf course, two clubhouses, four pools (two indoor and two outdoor), tennis courts, pickleball, bocce, racquetball, ping-pong, and a wide variety of social activities. Exceptional living in one of Long Island's premier gated communities!
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Our Executive Mortgage Banker:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $881 | $881 | $881 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,601 | $2,702 | $3,554 |
| Total Monthly Payment | $3,574 | $3,675 | $4,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.