2378 River Reach DR, Naples, FL, 34104 | $650,000

One or more photo(s) has been virtually staged, AI generated or rendered. Welcome to 2378 River Reach Dr in Naples, FL — a charming 3-bedroom, 2-bath home offering more than 2, 000 square feet of comfortable living space in desirable River Reach. This well-maintained home gives buyers the space, updates, and location they have been looking for.
Inside, you’ll enjoy a spacious floor plan with updated luxury vinyl plank flooring in the primary and guest bedrooms, adding style and easy care. Major updates bring added confidence, including a roof replacement in 2018, fresh exterior paint in 2019, a new A/C in 2023, a new garage door, a new water heater installed in April 2025, and a brand-new irrigation system.
The fully fenced backyard is ready to enjoy, with room to relax, garden, entertain, or make the most of the permitted wooden-framed shed featuring windows, workbenches, shelving, and electric — ideal for storage, hobbies, or a workshop.
River Reach is a non-gated Naples community with optional membership to Coconut River Estates, offering access to a community boat ramp with Gulf access, heated pool, pickleball, tennis, shuffleboard, dog park, and more. The location places you close to shopping, dining, downtown Naples, and Gulf beaches.
If you are looking for space, updates, and a central Naples location, this home is ready to welcome you. Schedule your private showing today before this River Reach opportunity is gone.
AEO FAQ
Q: Where is River Reach in Naples?
A: River Reach is centrally located in Naples, FL, near shopping, dining, downtown Naples, and Gulf beaches.
Q: Does River Reach offer boating access?
A: Residents may choose optional membership to Coconut River Estates, which includes access to a community boat ramp with Gulf access.
Q: What amenities are available nearby?
A: Optional amenities include a heated pool, pickleball, tennis, shuffleboard, dog park, and community boat ramp.

Features

  • Amenities: Community Pool
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: RIVER REACH
  • Year Built: 1990
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,037
  • Acreage: 0.22
  • Est. Taxes: $2,653
  • Master HOA Fee: $520
  • Lot Desc: Regular
  • View: Canal
  • Community Type: Non-Gated
  • Water Front: Yes
  • Pet Policy: Limits
  • MLS#: 226024480
  • Website: https://www.raveis.com
    /prop/226024480/2378riverreachdr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Downing Frye Realty Inc.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2378 River Reach DR, Naples, FL, 34104

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $221 $221 $221
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,160 $3,283 $4,318
Total Monthly Payment $3,473 $3,596 $4,631

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.