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Step back in time and discover the charm of this adorable 1951 cottage featuring 2 bedrooms, 1 bath and 1, 045 square feet of comfortable living space. Nestled on a beautiful 0. 72-acre lot shaded by grand oak trees, this home is full of character and timeless appeal. Inside, you'll find a spacious living room featuring the original hardwood floors and a gas stove that provides warmth and comfort throughout the home. The inviting layout creates a cozy atmosphere while preserving the classic charm that makes homes of this era so special. Outside you'll find an inviting front porch, a place to relax on your back porch and an almost-new storage shed with electricity, perfect for a workshop, hobbies, or additional storage. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this charming home combines character, outdoor living spaces, and a peaceful setting with endless potential. Come experience everything this property has in store! Home is being sold AS-IS.
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Our Executive Mortgage Banker:
$129,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $103,920 | $103,920 | $103,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $631 | $657 | $863 |
| Total Monthly Payment | $706 | $732 | $938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.