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Welcome to shoreline living in Milford! This charming 4-bedroom Cape offers the perfect blend of comfort, character, and coastal convenience, set just one block from the water with beautiful water views right from the street. Enjoy morning walks along the shore, salty New England breezes, and the peaceful lifestyle that makes Milford's coastline so special. Lovingly maintained for many years, this home has been thoughtfully cared for by a seller who has truly enjoyed everything it has to offer. The renovated kitchen brings fresh style and functionality to the heart of the home, while the inviting layout provides flexible space for bedrooms, guests, a home office, or whatever today's lifestyle calls for. Move-in ready and full of warmth, this home is a wonderful opportunity to enjoy shoreline living without sacrificing everyday comfort. Whether you're sipping coffee before a walk by the water, entertaining after a beach day, or simply enjoying the changing seasons along the Connecticut coast, this Milford Cape is ready to welcome its next owner home. Town Records show 1, 218 sq ft. The second floor is listed with a gross area of 810 sq ft and a living area of 324 sq ft. Additionally, the sunroom has baseboard heat and is an additional 252 sq ft. Dishwasher - 2004 Rebath and new tile floor - 2005 Siding, & new windows - 2007 Redo of Kitchen - 2013 Replace Kitchen Floor with Laminate - 2013 Replace Sunroom Floor - 2013 Carpet upstairs bedroom - 2013 Gas Furnace - June 2013 Gas-fired water heater tankless - June 2013 Humidifier - June 2013 Renewal by Anderson new French doors in the kitchen and new sliding glass door in the sunroom - June 2020 Redo driveway - 2020 New Washer 2021
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $555 | $555 | $555 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,673 | $2,778 | $3,654 |
| Total Monthly Payment | $3,320 | $3,425 | $4,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.