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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. ***Beautifully positioned in the Ironwood section of The Plantation at Stono Ferry and overlooking the 5th hole of The Links at Stono Ferry Golf Course, this stunning townhouse offers an inviting floor plan, golf course views, and access to an amenity rich gated community. From the moment you arrive, the home's pristine landscaping and attractive curb appeal make a wonderful first impression. A full front porch welcomes you inside, where updated wood flooring, crown molding throughout, 6 inch baseboards, abundant natural light, and an open layout create a warm and inviting atmosphere. The thoughtfully designed kitchen offers sleek black appliances along with generous cabinet and countertop space, making meal preparation both easy and efficient. Just beyond, the open living and dining area provides an ideal setting for everyday living and entertaining. The dining area flows seamlessly into the living room, where a cozy fireplace creates the perfect gathering spot. An accordion-style sliding door opens to the spacious sunroom, a comfortable retreat overlooking the golf course. Complete with windows and a mini split system, this versatile space can be enjoyed year round as a sunroom or opened up to function as a screened porch. An existing elevator shaft is in place from the ground level to the main level. Upstairs, the primary suite serves as a private retreat with golf course views, a deep walk in closet, and an ensuite bathroom featuring a dual sink vanity, a soaking tub, and a step in shower. Two additional bedrooms, both including ensuite bathrooms, and a conveniently located laundry closet complete the upper level. On the ground level, the drive under tandem garage provides ample parking and storage while offering direct access to the covered patio and backyard, where you can continue to enjoy the tranquil golf course setting. Life at The Plantation at Stono Ferry offers much more than a beautiful home. This community is known for hosting the annual Steeplechase of Charleston horse race and provides access to The Club at Stono Ferry, featuring a fitness center and The Stono Grill, serving breakfast and lunch. Residents also enjoy walking trails, pickleball and tennis courts, a junior Olympic swimming pool, and a community pavilion. Membership opportunities are also available for The Links at Stono Ferry Golf Course. Located less than eight miles from West Ashley Circle, 10 miles from I 526, and under 14. 5 miles from historic downtown Charleston, this home offers the perfect blend of peaceful golf course living and everyday convenience. This is an outstanding opportunity to enjoy one of the Lowcountry's most desirable golf course communities. Schedule your showing today. **Some images have been virtually enhanced or staged. The furnishings and decor shown are for illustrative purposes only, and the actual property may appear different in person.
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Our Executive Mortgage Banker:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,328 | $2,422 | $3,182 |
| Total Monthly Payment | $2,403 | $2,497 | $3,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.