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365 80 Foot Road, Lot 4, Bartow, FL 33830 is a rare 1. 08-acre investor and builder opportunity tucked into a quiet, wooded pocket of Polk County, framed by towering oak trees draped in Spanish moss. This 3-bedroom, 1-bath single-story home, built in 1930, offers 748 square feet of living space on a spacious, private acre-plus lot with well water and septic already established, central heat and air on site, and NO HOA or rental restrictions, giving investors and cash buyers the kind of flexibility that is getting harder to find in Central Florida.
Sold strictly as-is, this property is a full renovation project and a genuine value-add opportunity for investors, contractors, builders, and cash buyers who can see past the current condition. The kitchen and bathroom need to be completely remodeled, the electrical needs a full rewire, and the ceilings and flooring need to be replaced throughout. The home and grounds also need a thorough cleanout, including removal of the old above-ground pool and debris. The wood-frame home features vinyl siding, a gable shingle roof, and a pier foundation.
The true value here is the land and the setting. A full, usable 1. 08-acre parcel like this, with utilities already in place and no HOA restrictions, gives you room to breathe and room to build. There is space for a boat, RV, work trucks, trailers, a workshop, a garden, or future structures. Whether you want to renovate the existing home down to the studs, tear down and rebuild your dream property, or hold the acreage as a long-term investment, this parcel offers options that a typical subdivision lot simply cannot. Location blends a quiet country feel with real convenience. You are just minutes from historic Bartow, the Polk County seat, with its shops, restaurants, schools, and government offices, and an easy drive to Lakeland, Winter Haven, and the highway corridors that connect you to Tampa, Orlando, and the rest of Central Florida. This part of Polk County is known for its wide-open acreage, mature oak canopies, and strong long-term growth, making it an appealing spot for both end users and investors looking to build equity. Opportunities like this, combining acreage, no HOA, and well and septic already on the property, do not stay on the market long, especially at an as-is price point that leaves room for your renovation. Come see the potential for yourself. Cash or renovation financing recommended. Lead-Based Paint Disclosure applies. Buyer and buyer's agent to verify all measurements, square footage, utilities, flood zone, zoning, and property details prior to closing. Schedule your private showing today.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $71,920 | $71,920 | $71,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $92 | $92 | $92 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $437 | $455 | $597 |
| Total Monthly Payment | $604 | $622 | $764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.