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16 Fort Road, Westerly, RI, 02891 | $2,300,000
A rare opportunity to own in Watch Hill, New England's premier highly desirable coastal community. Rarely available and exceptionally renovated, this turnkey beachfront cottage represents a unique opportunity. Thoughtfully redesigned with uncompromising attention to detail, the home seamlessly blends timeless coastal architecture with sophisticated modern luxury. Never rented & meticulously maintained, every aspect of the property reflects exceptional craftsmanship, premium materials, and state of the art technology. This direct beachfront location features unobstructed ocean views, beach and marina views at your door. This luxury beachfront cottage is offered fully furnished, completely turnkey. Enjoy assigned parking spaces, walking distance to Watch Hill Village, Ocean House, Napatree Point, beaches, restaurants, upscale boutiques, and local attractions. Enjoy coastal waterfront living at its best. The property offers an open concept living / dining area with fireplace & water views. The Primary bedroom features Phillip Jefferies luxury wall paper, fireplace, mini bar, full bath and your walk out patio. The bonus space is ideal for an office or guest accommodations, full bath with laundry area. There is integrated wi-fi throughout, smart home technology, security alarm system, soundproofing, completely new dedicated high efficiency HVAC system and SunTouch warming flooring. Enjoy effortless coastal living in one of Rhode Island's most sought after waterfront communities.
Features
- Parking: 2-car
- Heating: Electric
- Cooling: Central Air
- Amenities: Marina,Restaurant,Shopping
- Rooms: 3
- Bedrooms: 1
- Baths: 2 full
- Laundry: In Unit
- Complex: Watch Hill
- Year Built: 1940
- Common Charge: $602 Monthly
- Approx Sq. Feet: 666
- Est. Taxes: $6,917
- Lot Desc: Paved,Sprinkler System,Waterfront
- View: Saltwater,Water
- Water Front: Yes
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
- MLS#: 1417381
- Website: https://www.raveis.com
/prop/1417381/16fortroad_westerly_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
16 Fort Road, Westerly, RI, 02891
$2,300,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,840,000 | $1,840,000 | $1,840,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.223% | 6.183% |
| Monthly Tax Payment | $576 | $576 | $576 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,447 | $11,180 | $15,527 |
| Total Monthly Payment | $11,148 | $11,881 | $16,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB