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2656 River Reach DR, Naples, FL, 34104 | $630,000
Discover this beautifully updated home in the highly desirable River Reach community, one of Naples’ best-kept secrets. Ideally located just minutes from Downtown Naples, pristine Gulf beaches, shopping, dining, and entertainment, this charming neighborhood offers a peaceful, tree-lined setting with exceptionally low HOA fees of just $539 per year. Thoughtfully maintained and enhanced, this residence features newly installed solar panel system (paid in full) for improved energy efficiency, a new HVAC system installed in April 2025, and a recently updated plumbing system, providing lasting value and peace of mind. Offered furnished, this property is ready for immediate enjoyment and effortless living. The remodeled kitchen showcases granite countertops, a stylish tile backsplash, and ample space for everyday living and entertaining. Manual hurricane shutters offer added storm protection. Designed to embrace Florida’s indoor-outdoor lifestyle, the spacious living areas open through multiple sliding glass doors to a large covered lanai overlooking a private, fenced backyard - perfect for relaxing, hosting family and friends, or simply enjoying the tranquil surroundings. With no rental restrictions and no pet restrictions, this property is an outstanding opportunity as a primary residence, seasonal retreat, or investment property. Residents also enjoy access to the nearby River Reach community pool and direct proximity to the scenic Gordon River Greenway, with a neighborhood trail providing easy access for walking, jogging, and biking. For those seeking even more amenities, optional membership to Coconut River Estates is available for a low annual fee and includes Gulf-access boat ramp privileges, a heated community pool, pickleball and tennis courts, shuffleboard, a dog park, playground, and a variety of activities for an active Florida lifestyle. This home sustained no flooding or storm-related damage from Hurricanes Ian, Helene, or Milton, providing added peace of mind for its next owner. Offering an unbeatable central Naples location, modern updates, exceptional flexibility, and outstanding community amenities, this is a rare opportunity to own a home in one of Naples’ most welcoming neighborhoods. Welcome home!
Features
- Amenities: BBQ - Picnic,Bocce Court,Clubhouse,Community Park,Community Pool,Pickleball,Tennis Court
- Bedrooms: 3
- Baths: 2 full
- Style: 1 Story/Ranch
- Development: RIVER REACH
- Year Built: 1993
- Garage: 2-car Attached
- Heating: Central Electric
- Cooling: Central Electric
- Approx Sq. Feet: 1,705
- Acreage: 0.3
- Est. Taxes: $2,012
- HOA Fee: $539 Annually
- Lot Desc: Regular
- View: Landscaped Area
- Community Type: Non-Gated
- Pet Policy: No Approval Needed
- MLS#: 226025366
- Website: https://www.raveis.com
/prop/226025366/2656riverreachdr_naples_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2656 River Reach DR, Naples, FL, 34104
$630,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $504,000 | $504,000 | $504,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $168 | $168 | $168 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,062 | $3,182 | $4,185 |
| Total Monthly Payment | $3,322 | $3,442 | $4,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388