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Enjoy the possibilities this charming 3-bedroom, 1-bath ranch offers on a spacious 100' x 100' property in West Babylon. The home features an eat-in kitchen with direct access to the backyard, creating a convenient flow for everyday living and outdoor enjoyment. The main living area offers a flexible layout to accommodate a variety of lifestyles, while the expansive side and backyard provide plenty of space for entertaining, gardening, recreation, or creating your own outdoor retreat. Large windows throughout the home fill the interior with natural light, creating a bright and welcoming atmosphere. A full basement offers abundant storage and additional flexible space for hobbies, a workshop, home gym, or other uses. Storage continues with a full attic, providing even more room for seasonal items and household essentials. Stay comfortable year-round with central air conditioning, approximately six years young. Whether you're looking to update, personalize, or simply enjoy the home's existing features, this property presents an excellent opportunity to make it your own in a desirable West Babylon location. ***Some photos have been digitally enhanced for marketing purposes. Images are intended to illustrate the property's appearance and potential. ***
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Our Executive Mortgage Banker:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,144 | $1,144 | $1,144 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,912 | $3,026 | $3,979 |
| Total Monthly Payment | $4,148 | $4,262 | $5,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.