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179-181 N State Street, Concord, NH, 03301 | $479,900
Opportunity knocks on one of Concord's classic corner lots. This circa-1860 two-family at N State and Waverly offers two Units, 2, 285 square feet, 12 rooms, and 6 bedrooms in all, with the kind of scale newer construction can't match. Both units hold long-term tenants, with separate meters and tenants paying their own heat, hot water, and electric, a rare income profile in Concord, where two-families have been commanding strong attention. Live in one unit and let the other help with the mortgage, or add a turnkey performer to your portfolio. City water and sewer, natural gas heat, asphalt roof, full basement, and a North End address that runs straight down N State to downtown, about a mile to the State House, minutes to Concord Hospital and I-93/I-393. Concord's multi-family inventory is thin and moving quickly. Schedule your showing and run the numbers, this one earns its keep.
Features
- Rooms: 12
- Bedrooms: 6
- Baths: 2 full
- Units: 2
- Style: Multi-Family
- Year Built: 1860
- Heating: Natural Gas,Forced Air,Hot Water
- Cooling: None
- Basement: Full
- Approx Sq. Feet: 2,285
- Acreage: 0.09
- Est. Taxes: $7,318
- Lot Desc: City Lot,Corner,Level
- Elem. School: Christa McAuliffe School
- Middle School: Rundlett Middle School
- High School: Concord High School
- School District: Concord School District SAU #8
- MLS#: 5098817
- Website: https://www.raveis.com
/prop/5098817/179181nstatestreet_concord_nh?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/29/2026Listing courtesy of KW Coastal and Lakes & Mountains Realty/Meredith Phone: 603-569-4663
Listing Agent: Cami Navoy
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
179-181 N State Street, Concord, NH, 03301
$479,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,920 | $383,920 | $383,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.902% | 6.098% |
| Monthly Tax Payment | $610 | $610 | $610 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,364 | $2,490 | $3,214 |
| Total Monthly Payment | $3,049 | $3,175 | $3,899 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NH Mortgage Banker #11083-MB