|
|
Welcome Home to this charming Ranch on 1. 08 beautiful acres, offering mature trees, inviting outdoor spaces, and a location just moments from Ridgefield's vibrant village center. The property showcases a spacious level yard ideal for recreation, a wood deck for outdoor entertaining, and a charming creek with its own bridge, creating a picturesque backdrop to enjoy throughout the seasons. Inside, the home offers comfortable one-level living with a welcoming living room featuring a fireplace, dining room, kitchen, family room, three bedrooms, and two full bathrooms. The unfinished lower level offers abundant storage and utility space. A detached two-car garage provides ample room for vehicles, hobbies, workshop space, or additional storage. Lovingly maintained over the years, the home benefits from numerous significant improvements, including an updated kitchen, renovated primary bathroom (2019), refinished hardwood floors, replacement windows and doors (2012), furnace (2012), roof (2019), oil tank (2024), paved driveway (2023), and more-reflecting years of thoughtful maintenance and investment. Enjoy all that Ridgefield has to offer just minutes from acclaimed restaurants, boutique shopping, the Ridgefield Playhouse, Prospector Theater, Ballard Park, museums, the library, and convenient commuter routes to lower Fairfield County, Westchester County, and trains to New York City. Welcome Home!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 9.0 x 12.0 | Upper |
| Bedroom 2 | Hardwood Floor | 11.0 x 14.0 | Upper |
| Dining Room | Hardwood Floor | 10.0 x 11.0 | Main |
| Family Room | Bay/Bow Window,Built-Ins,Hardwood Floor | 13.0 x 23.0 | Main |
| Kitchen | Balcony/Deck,Dining Area,Tile Floor | 10.0 x 12.0 | Main |
| Living Room | Fireplace,Hardwood Floor | 13.0 x 21.0 | Main |
| Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | 13.0 x 14.0 | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$735,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $588,000 | $588,000 | $588,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $711 | $711 | $711 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,573 | $3,717 | $4,883 |
| Total Monthly Payment | $4,376 | $4,520 | $5,686 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.