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Situated on a beautifully landscaped 0. 9-acre lot at the end of a quiet cul-de-sac, this well-maintained 2392-square-foot home is all on one level, offering 4 bedrooms, 3 full baths, and a flexible floor plan featuring two primary bedrooms or in-law suites, making it ideal for multigenerational living or hosting family and friends. Located in an established Lady's Island neighborhood with optional HOA membership (an affordable $120 per year) and reasonable covenants and restrictions, this section of the community is characterized by a small number of homes, creating a peaceful, spacious setting while remaining just minutes from shopping, dining, and downtown Beaufort. County zoning places this property in Zone X, so flood insurance is optional. Thoughtful updates throughout provide peace of mind, including a Galvalume metal roof (approximately two years old), both HVAC systems replaced in 2020, Hardiplank siding, recently painted interior and exterior, and appliances (excluding the microwave) that are all less than one year old. The seller is offering a $10, 000 flooring allowance with an acceptable offer. LED recessed lighting with remote-controlled adjustable color temperature and brightness settings is installed throughout much of the home. Outdoor living is equally inviting with a 14' × 16' screened porch and adjoining 14' × 16' patio, a fully fenced backyard enclosed with black aluminum fencing and three gates, front-yard irrigation, and two circular driveways leading to a detached two-bay garage with a new garage door opener. Additional features include an owned 100-gallon propane tank (installed in 2024) to accommodate a future gas range or other propane appliances, a home wired for fire and carbon monoxide alarms as well as security monitoring for doors and motion sensors (system not currently monitored), and a septic system pumped in 2026. Conveniently located near shopping, dining, and medical facilities, the home is also close to Coosa Elementary (less than one mile away), Beaufort Academy, St. Peter's Catholic School, Lady's Island Middle School, and Beaufort High School.
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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$565,000
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.652% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,783 | $2,854 | $3,753 |
| Total Monthly Payment | $2,875 | $2,946 | $3,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.