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If you are looking for an established neighborhood in Summerville, Trotters Ridge should be on your list. Come check out this lovely home on a large lot that is ready for its next owner. As you approach the home, the front porch exudes all the warm southern vibes of Charleston and sitting on the front porch sipping sweet tea. As you step inside you are greeted by a split floorplan. Master on one side of the house and two guest beds on the other. The FROG makes a great 4th bedroom or you can use it for a flex space. The open concept allows you to not miss out on anything while entertaining. The new hearth and electric fireplace bring a lovely focal point to the living room and the formal dining space is convenient to both the living space and kitchen. The screened back porch overlooks the back yard and beyond that the HOA space park. The home boasts a 2 car attached garage as well as a 2 car 2-story detached garage for the buyer looking for extra space for parking, hobbies , etc. The Generac 22kw gas generator is ready for that extra peace of mind. Check this one out before its gone.
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Our Executive Mortgage Banker:
$399,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,999 | $319,999 | $319,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $2,021 | $2,657 |
| Total Monthly Payment | $2,019 | $2,096 | $2,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.