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Opportunity awaits in this charming 3-bedroom, 1. 5-bath Cape offering 1, 142 sq ft of living space on a quiet cul-de-sac in a highly desirable Fairfield location. Ready for your personal updates & finishing touches, this home presents an excellent opportunity to add your own style while building value. The main level features a spacious living room with a freestanding gas fireplace, creating a warm and inviting gathering space. The eat-in kitchen offers built-in cabinetry, generous workspace, and ample room for everyday dining or entertaining. A convenient main-level laundry area, hardwood floors, & an attached one-car garage enhance everyday comfort and functionality. Upstairs, you'll find 3 bedrooms, a full bath, and an additional open flex space that is ideal for a home office, reading nook, or sitting area. Step outside to enjoy the private, level backyard, offering plenty of room for outdoor dining, gardening, recreation, or simply relaxing. Ideally located just minutes from Fairfield's vibrant downtown, shopping, dining, parks, beaches, & the Metro-North train station, this home combines everyday convenience with the best of coastal New England living. Whether commuting, exploring the shoreline, or enjoying local restaurants and community amenities, you'll appreciate the exceptional location. Don't miss this opportunity to personalize a classic Cape and enjoy the perfect blend of potential, location, & lifestyle in Fairfield. "Property is Being Sold AS IS. "
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Upper |
| Bedroom 2 | Wall/Wall Carpet | Upper |
| Eat-In Kitchen | Breakfast Nook,Built-Ins,Dining Area,Vinyl Floor | Main |
| Living Room | Wall/Wall Carpet | Main |
| Other | Hardwood Floor | Upper |
| Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $368,000 | $368,000 | $368,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.652% | 5.952% |
| Monthly Tax Payment | $516 | $516 | $516 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,266 | $2,324 | $3,056 |
| Total Monthly Payment | $2,857 | $2,915 | $3,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.