631 E LIBERTY STREET, Hernando, FL, 34442 | $399,500

Virtually Staged. One or more photo(s) has been virtually staged. Exceptional Value in Citrus Hills – Pool Home on the Golf Course at a 130 ft above sea level! Priced to sell, this beautiful Pool home offers an outstanding opportunity to enjoy the sought-after Citrus Hills lifestyle at an exceptional value with an extensive Lanai and Pool surrounded by Trees for a private view! Perfectly situated along the golf course and surrounded by mature trees, this bright and spacious 3-bedroom, 2-bath home combines comfort, scenic views, and quality updates. Mature Landscaping enhances the curb appeal, creating a warm welcome from the moment you arrive. Step through elegant double entry doors with arched windows into a light-filled great room featuring a cozy wood-burning fireplace—an inviting space for both everyday living and entertaining. French doors open to a large, screened lanai, where you'll enjoy outdoor dining, relaxing by the sparkling pool, and peaceful golf course views. The spacious primary suite offers large closets, a luxurious jetted soaking tub, and a separate shower, while two additional bedrooms provide plenty of space for family or guests. The flexible living area easily accommodates a media center or can be arranged to fit your lifestyle. Major updates provide added value and peace of mind, including a new roof (2020) and HVAC system (2018). Additional features include an oversized two-car garage and a conveniently located laundry area near the guest bedrooms. Located in the highly desirable Citrus Hills community, the required social membership opens the door to an exceptional resort-style lifestyle. Enjoy championship golf, tennis, pickleball, bocce, a full-service fitness center and spa, multiple pools, three restaurants, dog parks, and a vibrant calendar of clubs and social events. Exciting new amenities—including the Rockwood Park Center and a resort-style pool—are currently being added, making this an even greater investment in your future. If you've been searching for a golf course pool home that offers space, updates, beautiful surroundings, and an unmatched amenity package at an attractive price, this home deserves a place at the top of your list. Come experience the best of Florida living in Citrus Hills!

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Golf Course, Racquetball, Recreation Facilities, Tennis Court(s), Trail(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 1990
  • Garage: 2-car Garage Door Opener, Garage Faces Side
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,887
  • Acreage: 0.5
  • Est. Taxes: $2,060
  • HOA Fee: $150 Monthly
  • Lot Desc: Level
  • View: Golf Course
  • Elem. School: Forest Ridge Elementary School
  • Middle School: Lecanto Middle School
  • High School: Lecanto High School
  • Pool: In Ground
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM728102
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM728102/631elibertystreet_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/9/2026 2:14:32 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Gulino TeamSales Associates

860.655.7004

Santo.Gulino@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

631 E LIBERTY STREET, Hernando, FL, 34442

$399,500

The Gulino Team

Sales Associates

William Raveis Real Estate

Phone: 860.655.7004

Santo.Gulino@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,600 $319,600 $319,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.652% 5.952%
Monthly Tax Payment $172 $172 $172
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,968 $2,018 $2,654
Total Monthly Payment $2,215 $2,265 $2,901

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.