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1414 RUSSEL LANE, Holiday, FL, 34691 | $250,000
STOP THE CAR! This beautifully updated 2 bedroom, 2 bathroom home with a versatile flex space is the one you've been waiting for. Combining modern upgrades, energy efficiency, and an unbeatable location, this move in ready gem is packed with value and ready to welcome its next owner.
From the moment you arrive, you'll notice the fresh exterior paint, updated landscaping, and pride of ownership that shines throughout. Step inside to discover updated flooring, fresh interior paint, beautifully remodeled bathrooms, all new appliances, and hurricane impact windows, creating a truly turnkey home where all the hard work has already been done for you.
The bonus flex space located at the rear of the home provides endless possibilities and can easily serve as a home office, media room, hobby room, fitness area, guest retreat, or additional living space designed to fit your lifestyle.
One of the home's most impressive features is the fully paid off solar panel system with a transferable 30 year warranty, helping keep electric costs remarkably low while providing long term savings and peace of mind. Additional major updates include a brand new AC system installed in 2025 and a new water heater installed in 2025, allowing you to move in with confidence.
Located in an area where flood insurance is not currently required by the lender and featuring low property taxes, this property provides both affordability and peace of mind. Enjoy being just minutes from the world famous Sponge Docks, beautiful Gulf beaches, shopping, dining, parks, and entertainment. You'll also appreciate the convenience of being near a free community splash pad, making it easy to enjoy Florida's sunshine and outdoor lifestyle with family and friends.
The sellers are highly motivated and may contribute toward buyer closing costs with an acceptable contract. Homes with this level of care, thoughtful updates, energy efficiency, and flexibility rarely become available.
Simply unpack, settle in, and start making memories in a home that's been lovingly cared for and thoughtfully updated from top to bottom. Bring your furniture and your toothbrush because that's all you'll need. Schedule your private showing today before someone else calls this incredible home their own.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Year Built: 1971
- Garage: 1-car
- Heating: Solar
- Cooling: Central Air
- Approx Sq. Feet: 1,061
- Acreage: 0.12
- Est. Taxes: $928
- Adult Communities: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8522594
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/TB8522594/1414russellane_holiday_fl?source=qrflyer
Listing courtesy of PEOPLE'S TRUST REALTY Phone: 727-946-0904
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1414 RUSSEL LANE, Holiday, FL, 34691
$250,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $77 | $77 | $77 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,215 | $1,263 | $1,661 |
| Total Monthly Payment | $1,367 | $1,415 | $1,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388