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Unlock incredible value with this classic 1940s colonial perfectly situated in desirable North Stamford. Serving as a fantastic canvas for both handy homebuyers and savvy investors, this 4-bedroom, 3-full-bath property is bursting with character and value-add potential. Step inside to discover beautiful hardwood floors, a living room anchored by a wood-burning stove and handsome built-ins, and a spacious eat-in kitchen that flows seamlessly onto a large deck overlooking a peaceful backyard. Maximizing the home's footprint is easy, thanks to a sprawling second-floor bonus room-the perfect layout for an in-law suite-and a walk-out lower level featuring a massive family room. With peace-of-mind upgrades like a 7-year-old roof and a 4-year-old hot water heater already in place, the home is primed for its next chapter. Located just north of the Merritt Parkway for a commuter's dream, and moments from local treasures like the Stamford Museum & Nature Center and the Bartlett Arboretum, this property is a rare find with extraordinary upside. House is currently on septic but scheduled to be hooked up to city sewer in September.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 10.8 x 10.8 | Main |
| Bedroom 2 | Hardwood Floor | 11.0 x 13.3 | Upper |
| Bedroom 3 | Hardwood Floor | 11.7 x 18.9 | Upper |
| Dining Room | Balcony/Deck,Engineered Wood Floor | 11.0 x 15.0 | Main |
| Eat-In Kitchen | Balcony/Deck,Dining Area,Tile Floor | 9.3 x 18.0 | Main |
| Family Room | Vinyl Floor | 18.8 x 21.7 | Lower |
| Full Bath | Remodeled | Main | |
| Full Bath | Upper | ||
| Full Bath | Stall Shower | Lower | |
| Living Room | Book Shelves,Built-Ins,Fireplace,Wood Stove,Hardwood Floor | 12.8 x 19.5 | Main |
| Other | Breakfast Bar,Tile Floor | 10.8 x 18.9 | Upper |
| Other | 9.0 x 12.0 | Lower | |
| Primary Bedroom | Hardwood Floor | 13.2 x 14.5 | Main |
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NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $572,000 | $572,000 | $572,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $682 | $682 | $682 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,476 | $3,615 | $4,750 |
| Total Monthly Payment | $4,250 | $4,389 | $5,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.